Annual Travel insurance

From mini breaks to luxury getaways, stay covered all year with our annual policy
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Why choose annual travel insurance?

Going away twice or more this year? Our annual travel insurance is the one for you

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  • We'll cover you up to 31 days at a time on our Essential policy and up to 90 days on our Premier policy 
  • Multi trip travel insurance can save you time and money. You'll have one policy for all your trips and we can even automatically renew the policy every year for you
  • Children are automatically covered on our annual policy if they travel as part of an organised school, university or club and are accompanied by a responsible adult*
  • Cruise cover is included as standard on our annual policies, all aboard!
  • If all that's not enough, we'll also treat you a 15% discount if you buy online

*16-21 year olds need to be covered under the unaccompanied travellers aged 16-21 option if they are travelling independently - e.g. with a friend or another family

So, what's covered with our multi trip insurance? 

We'll take care of any bumps in the road, so all you need to sort is where you're going (and who's invited!)

Our Essential policy includes the following:

  • Up to £5,000 holiday cancellation cover
    If your holiday is cancelled, cut short or your any activities and excursions are called off for a reason you can't control (like illness)
  • 24-hour helpline 
    You can call us to make a claim from wherever you are. You can also claim online 24/7 too.
  • Travel insurance with coronavirus cover
    If you test positive for coronavirus (COVID-19), we'll cover your medical and repatriation costs. Find out what's covered with our coronavirus cover
  • All pre-existing medical conditions considered
    Just make sure you let us know about them when you set up your policy


Our Defaqto 5 Star rated Premier policy includes all of the above plus all of this:

  • Cover for delays and cancellations after 24 hours
    From bad weather to terrorism, ash clouds to strikes... basically, all the things we can’t control
  • Up to £1,000 if you miss your pre-booked transport
    Things like missing your flight because of a delayed train... it happens, but we'll sort it
  • Up to £10,000 cancellation cover
    This covers you if you have to cancel your holiday, cut it short or cancel any activities or excursions for a reason completely out of your hands (like illness)

More about LV= travel insurance

Annual multi trip travel insurance FAQs

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Travel with us and you're in safe hands 

  • Defaqto 5 Star rated Premier policy 
  • LV= travel insurance rated 4.7 out of 5 based on 1,762 customer reviews independently verified by Feefo
    Correct as of 22 January 2024

Now sit back, relax and start your travel quote