What's annual travel insurance?
Looking for annual multi-trip travel insurance? Our comprehensive coverage allows you to embark on multiple trips throughout the year hassle-free. Whether you're planning a solo adventure or a group excursion, our policy has got you covered. With our Essential policy, you can enjoy up to 31 days of coverage per trip, while our Premier policy extends that to an impressive 90 days per trip.
Plus, children are automatically covered on our annual policy if they travel as part of a school, university or club trip and are accompanied by a responsible adult**. If your child is a student, take a look at our handy guide for student travel insurance. So, all you need to decide is where you're going and who with!
Why choose annual travel insurance?
Going away twice or more this year? Our annual travel insurance is the one for you
- We'll cover you up to 31 days at a time on our Essential policy and up to 90 days on our Premier policy
- Multi trip travel insurance can save you time and money. You'll have one policy for all your trips and we can even automatically renew the policy every year for you
- Children are automatically covered on our annual policy if they travel as part of an organised school, university or club and are accompanied by a responsible adult**
- Cruise cover is included as standard on our annual policies, all aboard!
- If all that's not enough, we'll also treat you a 10% discount if you buy online
- Considering going backpacking? Take a look at our top tips for backpacking
**16-21 year olds need to be covered under the unaccompanied travellers aged 16-21 option if they are travelling independently - e.g. with a friend or another family
So, what's covered with our annual multi trip insurance?
We'll take care of any bumps in the road, so all you need to sort is where you're going (and who's invited!)
Our Essential policy includes the following:
- Up to £5,000 holiday cancellation cover
If your holiday is cancelled, cut short or your any activities and excursions are called off for a reason you can't control (like illness) - 24-hour helpline
You can call us to make a claim from wherever you are. You can also claim online 24/7 too. - Travel insurance with coronavirus cover
If you test positive for coronavirus (COVID-19), we'll cover your medical and repatriation costs. Find out what's covered with our coronavirus cover - All pre-existing medical conditions considered
Just make sure you let us know about them when you set up your policy
Our Defaqto 5 Star rated Premier policy includes all of the above plus all of this:
- Cover for delays and cancellations after 24 hours
From bad weather to terrorism, ash clouds to strikes... basically, all the things we can’t control - Up to £1,000 if you miss your pre-booked transport
Things like missing your flight because of a delayed train... it happens, but we'll sort it - Up to £10,000 cancellation cover
This covers you if you have to cancel your holiday, cut it short or cancel any activities or excursions for a reason completely out of your hands (like illness)
Wherever you plan to go, we have different types of travel insurance cover options to suit you...
Single trip insurance
Looking for single trip insurance? We've got you covered. You can even get 10% discount if you buy online.
Backpacking insurance
Going on a gap year, backpacking around the world or taking an extended break? Take a look at our backpacking travel insurance.
Family and group travel insurance
From family holidays to city breaks with friends, our family and group travel insurance covers up to ten people under one policy.
Winter sports and ski insurance
Hitting the slopes? Adding our winter sports and ski cover to your travel insurance means you can enjoy skiing, snowboarding, sledging and more!