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Pet insurance

Providing cover for dogs and cats

Choose our Defaqto 5 Star rated Premier policy for additional levels of cover

Defaqto 2017 - 5 Star pet insurance

Why choose LV= pet insurance?

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We know that when it comes to your pets' wellbeing you want to protect them just like a family member. Our LV= pet insurance will give you and your pet the cover they deserve and take the worry out of vet bills.

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We offer two levels of pet insurance so you can pick the one to best suit you and your pet. Better still, our 5 Star Defaqto rated Premier policy will give you up to £10,000 vet fees cover.

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Get a 10% discount when you insure your cat or dog online today. Save money with each pet that you insure, with a 5% multi pet discount for each pet you add.

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Essential pet policy

  • Cover most suited for short-term illnesses and injuries.
  • This is a time-limited policy we’ll pay the cost of treatment for each condition for a maximum of 12 months from the first date of treatment up to £5,000
  • Our claim payments will stop at 12 months or once you have reached £5,000 whichever is reached first
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This cover is perfect for when Tigger the Siamese cat has a cut paw. Once this has healed, she can continue to chase squirrels up trees.

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Premier pet policy

  • Cover for long-term illness and injuries
  • We'll pay the cost of all treatments covered up to £10,000 in total in a policy year
  • There isn't a time limit for claims, payments can continue for as long as you have a policy with us up to £10,000 each year
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This cover is perfect for when Eddie the Beagle is diagnosed with diabetes and may need a lot of extra vet care for the rest of his life.

Why not take a look at our pet comparison table?

You can also get a pet quote by calling us on 0800 022 3906

Lines are open : 8am - 8pm Monday - Friday 9am - 5pm Saturday

Calls may be recorded For Text Phone, first dial 18001

Want to know more about our Essential and Premier pet cover levels?

Watch our short video to find out more

Find out how we calculate the price of your pet insurance

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Find out health facts about certain pet breeds

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Our awards and reviews


Proud to be the UK's most recommended insurer


Proud to be named Which? Insurance Provider of the Year


Read unbiased reviews and ratings from our pet insurance customers

LV= proudly supports the Battersea Dogs & Cats Home's Muddy Dog Challenge

Buying LV= pet insurance is quick and easy

Need Help?

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Policy documents

These documents are for new policies.

Pet Insurance Policy Document (PDF 536KB)

Pet Insurance Policy Summary (PDF 97KB)