Family and group travel insurance

• If you're under 65 years of age, our single trip policy can cover you for a trip of up to 366 days. 
• If you're 65 to 79 years of age, our single trip policy can cover you for a trip of up to 90 days. 
• If you're 80 years of age or over, our single trip policy can cover you for a trip of up to 31 days.
• Our annual multi-trip policy is available for anyone over 16 years and under 79 years of age.

Please note, these age limits and policy restrictions apply to both our Essential and Premier levels of cover.

To make sure that you're covered before and during your trip, it's important that you select the right area of cover.

Our 'UK' area covers:

England
Scotland
Wales
Northern Ireland
Isle of Man
Channel Islands

Our 'Europe' area covers:

Looking for comprehensive European travel insurance? Our coverage extends to an extensive list of countries across the continent. When you choose our 'Europe' area coverage, you can explore Albania, Andorra, Austria, the Azores, the Balearic Islands, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, the Canary Islands, the Channel Islands, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, England, Estonia, Finland, the Former Yugoslav Republic of Macedonia, France, Germany, Gibraltar, Greece, the Greek Islands, Hungary, Iceland, Ireland, the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, the Netherlands, Northern Ireland, Norway, Poland, Portugal, Romania, Russia west of the Ural mountains, San Marino, Scotland, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Wales, and Vatican City State. Enjoy your travels worry-free with our comprehensive coverage

Our 'Worldwide excluding North and Central America, Caribbean and Bahamas' covers anywhere except the following places:

Anguilla, Antigua, Aruba, Bahamas, Barbados, Barbuda, Belize, Canada, Cayman Islands, Caribbean Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, El Salvador, Grand Cayman, Grenada, Guadeloupe, Guatemala, Haiti, Hawaii, Honduras, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Nicaragua, Panama, Puerto Rico, Saint Barthélemy, Saint Eustatius, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America, Virgin Islands (British and United States)

Our 'Worldwide' area covers:

Anywhere in the world

Yes, we're able to provide cover for a number of medical conditions. If you require cover, we must be told about all pre-existing medical conditions for everyone named on the policy.

If we're unable to provide cover for anyone's specific conditions you'll be shown this online or told this on the call before you pay for the policy. Once you've taken out a policy, your policy documents will confirm what medical conditions you've told us about and whether cover is provided for them.

We'll either be able to provide cover for all the pre-existing conditions a person has, or none of them. For this reason it is very important that we're told about all conditions for everyone on the policy. If we're unable to cover a person's pre-existing conditions the premium will reflect that this cover has been removed.

Unfortunately we can't give you a quote if you're waiting to have tests or investigations (or waiting for the results of any tests or investigations) for symptoms unless those symptoms are known to be directly related to an existing and already diagnosed condition.

If we can’t cover your medical condition or the premium is higher than you expected, help is still available. The Financial Conduct Authority (FCA) have created a Medical Cover Firm Directory. The directory lists all the firms that may be able to provide a policy to cover your medical conditions.

You can find this directory on the Money Helper website or give them a call on 0800 138 7777. Lines open: Mon – Fri 8am to 6pm