Travel insurance

What you need to know about LV= travel insurance

Here's how we're dealing with coronavirus (COVID-19)

We've made the difficult decision to temporarily stop selling travel insurance to new customers. To best support our staff, we've temporarily changed our opening hours to Monday to Saturday 9-5 for existing customers. Need to make a claim? No worries, you can still get in touch as normal. Updated on 13/05/2020
WHy choose lv=?

Whether you're teeing off or chilling by the pool, we've got your back

Our travel cover includes...
What's covered?

We’ll deal with what could go wrong - all you need to do is remember your passport 

(And a good book, obviously) 

Have taken out LV= travel insurance for many years, and always find it to offer the best value for money
  • We provide cover to travellers over 65 (life begins at 60, after all) 
  • Going in a group? No worries, we can insure up to ten people on one policy
  • We offer up to £10million of emergency medical cover for foreign travel

 

What's not covered...

  • Destinations we’ve not agreed to cover
  • Cancellation due to you not wishing to travel
  • Pre-existing medical conditions unless we’ve agreed to cover 
  • Delay (Essential), or delay under 12 hours (Premier)
  • Holiday cancellation due to delays (Essential)
  • Refreshment costs for delays under 12 hours (Essential and Premier)

Read our most common examples of what's not covered in our claims considerations guide

Have taken out LV= travel insurance for many years, and always find it to offer the best value for money
COVER LEVELS - ESSENTIAL

We offer two levels of insurance. Here's what you'll get with our Essential cover: 

  • Up to £10million of emergency medical cover, if you need it
  • Up to £5,000 if you have to cancel your holiday, cut it short, or cancel activities / excursions for a reason that wasn’t your fault, eg due to illness 
  • And cruise cover is included all aboard our annual policies. Happy sailing! 
Cover levels - premier

Our Premier cover includes everything you get with Essential, plus…

Brexit

Concerned about Brexit disrupting your travel plans? Here’s a helpful guide

Brexit guide
Optional extras

Feel like you've forgotten something? Check out our optional extras

Baggage

We cover your all-important personal items. From baggage to belongings, and even your cash. You’ll get… 

  • £3,000 (including a £500 single item limit and total valuables limit) with the Premier policy
  • £2,000 (including a £300 single item limit and total valuables limit) with the Essential policy 
  • And finally, £500 for money, including £300 cash (on Premier and Essential policies)

Winter sports cover

Before you take off down a slope, make sure you’re well protected if you land with a bump! We’ll cover… 

  • Emergency medical expenses
  • Personal accident
  • Personal liability
awards and recognition

Travel with us and you're in safe hands 

  • Defaqto 5 Star rated Premier policy 
policy documents

Grab a cuppa and take a read of our policy documents

You can get these and other documents from us in Braille, large print or audio by contacting us