Travel Insurance

5 reasons to choose LV= Travel Insurance

We offer up to £10,000 cover if you have to cancel your trip because of illness
We consider all pre-existing medical conditions and can provide cover to travellers over 65
Save 10% by buying your travel insurance online
Insure up to ten people on one policy
Choice of Premier and Essential levels of cover

Which? recommended provider for travel insurance - November 2017

Choose our Defaqto 5 Star rated Premier policy for additional cover, should you be delayed or your travel is disrupted, for example by strikes or bad weather.

Get a travel quote

Or call our UK call centre on

0800 022 3919

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

With two levels of cover to choose from, here are some of the benefits of our Essential travel insurance cover…

Up to £10 million emergency medical cover (excluding UK cover)

No upper age limit on single trip policies and cover up to 79 years old for annual multi trip policies

All pre-existing medical conditions considered and emergency prescription medication can be covered

Up to £5,000 if you need to cancel your trip, cut it short or cancel activities / excursions

Cruise cover is included on all annual policies

24-hour UK emergency helpline for emergency advice or assistance during your trip

Our 5 Star rated Premier travel insurance gives you all that, as well as…

Cover for delays and cancellations after 24 hours caused by for example, bad weather, ash clouds, or strikes

Up to £1,000 if you miss your pre-booked transport e.g. if you miss your flight because of a delayed train

Up to £10,000 cover if you need to cancel your trip, cut it short or cancel activities or excursions

Compare Essential and Premier cover

Section of cover	Essential policy max limit per person	Premier policy max limit per person	Excess per person
Cancellation / abandonment after delays	N/a	£10,000	£75 (Essential) £50 (Premier)
Additional transport and accommodation costs	N/a	£1,000	N/a
Delay at your departure point Limit for each 12 hours of delay	N/a	£250 £25	N/a
Bankruptcy of travel provider	N/a	£10,000	N/a
Activities included	Standard only	Adventure and standard	N/a
Maximum trip length on annual multi trip policies	31 days	90 days	N/a
Cancelling your trip before you travel	£5,000	£10,000	£75 (Essential) £50 (Premier)
Cancelling excursions or activities while on your trip
Cutting short/cancelling your trip after you've travelled
Emergency medical expenses (excluding UK cover)	£10 million		£75 (Essential) £50 (Premier)
Personal liability	£2 million		N/a
Personal accident	£25,000		N/a
Legal advice & expenses (up to £50,000 per policy)	£25,000		N/a

Cruise cover	Essential policy max limit per person	Premier policy max limit per person	Excess per person
Cover if you miss a port departure	N/a	£1,000	N/a
Cabin confinement Per day limit	£1,000 £100	£1,500 £150	N/a
Cover to re-join the cruise after illness	£1,000		N/a
Compensation if a scheduled port stop is cancelled	£150 per port		N/a

Optional cover (Baggage)	Essential policy max limit per person	Premier policy max limit per person	Excess per person
Replacement or hire of essential baggage	£250	£500	N/a
Damaged, lost or stolen baggage and valuables Total valuables limit Single item limit	£2,000 £300 £300	£3,000 £500 £500	£75 (Essential) £50 (Premier)
Loss or theft of personal money Cash limit	£500 £300	£500 £300	£75 (Essential) £50 (Premier)
Loss of your passport	£500	£500	£75 (Essential) £50 (Premier)
Loss of your driving licence	£500	£500	£75 (Essential) £50 (Premier)

Optional cover (Winter sports)	Essential policy max limit per person	Premier policy max limit per person	Excess per person
Personal liability for winter sports activities	£2 million per policy		N/a
Personal accident as a result of a winter sports activity	£25,000 per person		N/a
Emergency medical expenses paid that resulted from doing a winter sports activity	£10 million per person		£75 (Essential) £50 (Premier)
Unused pre-booked winter sports tuition, due to bad weather	Included as standard – see “Cancelling excursions or activities while on your trip”
Unused pre-paid lift pass for each day it can’t be used because the lifts are not in use	Included as standard – see “Cancelling excursions or activities while on your trip”
Cancel winter sports excursions / activities while on trip	£5,000	£10,000	£75 (Essential) £50 (Premier)
Cancel / cut short your trip after leaving home if this is required as a result of doing a winter sports activity	£5,000	£10,000	£75 (Essential) £50 (Premier)
Hired winter sports equipment (whilst not in use) is covered only if optional cover for baggage is selected, see above.