Travel insurance

What you need to know about LV= travel insurance

Here's how we're dealing with coronavirus (COVID-19)

We've made the difficult decision to temporarily stop selling travel insurance to new customers. To best support our staff, we've temporarily changed our opening hours to Monday to Friday 9–6, Saturday 9–5 and Sunday 10– 4 for existing customers. Need to make a claim? No worries, you can still get in touch as normal. Updated on 01/06/2020.
Help and support

What our jet-setting customers say about our cover

Existing customers

Need to make a claim, change or renew your policy?

WHy choose lv=?

Whether you're teeing off or chilling by the pool, we've got your back

Our travel cover includes...
  • Up to £10,000 cover if you have to cancel your holiday, e.g. because of illness
  • 24-hour UK-based helpline if you need us while you’re away
  • 10% discount when you buy our travel insurance online
What's covered?

We’ll deal with what could go wrong - all you need to do is remember your passport 

(And a good book, obviously) 

Have taken out LV= travel insurance for many years, and always find it to offer the best value for money
  • We provide cover to travellers over 65 (life begins at 60, after all) 
  • Going in a group? No worries, we can insure up to ten people on one policy
  • We offer up to £10million of emergency medical cover for foreign travel

 

What's not covered...

  • Destinations we’ve not agreed to cover
  • Cancellation due to you not wishing to travel
  • Pre-existing medical conditions unless we’ve agreed to cover 
  • Delay (Essential), or delay under 12 hours (Premier)
  • Holiday cancellation due to delays (Essential)
  • Refreshment costs for delays under 12 hours (Essential and Premier)

Read our most common examples of what's not covered in our claims considerations guide

Have taken out LV= travel insurance for many years, and always find it to offer the best value for money
COVER LEVELS - ESSENTIAL

We offer two levels of insurance. Here's what you'll get with our Essential cover: 

  • Up to £10million of emergency medical cover, if you need it
  • Up to £5,000 if you have to cancel your holiday, cut it short, or cancel activities / excursions for a reason that wasn’t your fault, eg due to illness 
  • And cruise cover is included all aboard our annual policies. Happy sailing! 
Cover levels - premier

Our Premier cover includes everything you get with Essential, plus…

  • Cover for delays and cancellations after 24 hours caused by, for example, bad weather, ash clouds or strikes – the things we can’t control
  • Up to £1,000 if you miss your pre-booked transport – e.g. if you miss your flight because of a delayed train (it happens)
  • Your cancellation cover is also boosted to £10,000
Compare the two options
Brexit

Concerned about Brexit disrupting your travel plans? Here’s a helpful guide

Brexit guide
Optional extras

Feel like you've forgotten something? Check out our optional extras

Baggage

We cover your all-important personal items. From baggage to belongings, and even your cash. You’ll get… 

  • £3,000 (including a £500 single item limit and total valuables limit) with the Premier policy
  • £2,000 (including a £300 single item limit and total valuables limit) with the Essential policy 
  • And finally, £500 for money, including £300 cash (on Premier and Essential policies)

Winter sports cover

Before you take off down a slope, make sure you’re well protected if you land with a bump! We’ll cover… 

  • Emergency medical expenses
  • Personal accident
  • Personal liability
More about optional extras
awards and recognition

Travel with us and you're in safe hands 

  • Defaqto 5 Star rated Premier policy