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Landlord Insurance

*New customers buying online only. Excludes Landlord Legal expenses.

When more than one discount is relevant, each is applied individually.

Existing customers

Already have a policy with us? The links below should get you where you need to go

Why choose Lv=?

12-month guarantee on repairs when you use our recommended repairer
24 hour legal helpline to help you with any property disputes
10% discount on your landlord insurance if you already have car or home insurance with us

what's covered?

Up to £1M buildings cover that includes damage by fire, storm, flood and subsidence
Cover for accidental damage, vandalism and theft by your tenants as standard*
Up to £5,000 for trace and access (the cost of finding the source of a water or oil leak and repairing damage caused in gaining access)
Replacement locks if your keys are lost or stolen
Up to £5,000 for unauthorised use of metered supplies
Loss of rent or the costs of alternative accommodation if there’s damage to your rental property and it becomes uninhabitable
Up to £5m to cover your legal liability as a landlord
New-for-old contents cover available - choose the level of cover you need (£10,000, £25,000, £50,000) for the items you own e.g. carpets, furniture and any white goods
Contents only cover is available for leasehold flat owners if you’re not responsible to insure the building

* Background checks on tenants will be required