Landlord Insurance
With our landlord insurance, you can rest easyGet the assurance provided by our specialist landlord insurance (and a 25% online discount for new customers!*)
*New customers buying online only. Excludes Landlord Legal expenses.
When more than one discount is relevant, each is applied individually.
Existing customers
Already have a policy with us? The links below should get you where you need to go
Why choose Lv=?
Our landlord insurance gives you peace of mind from day one
- 12-month guarantee on repairs when you use our recommended repairer service
24-hour legal helpline to help you with any property disputes
10% discount on your landlord insurance if you already have car or home insurance with us
what's covered?
So, what can you expect if you choose our landlord cover?
- Up to £1m buildings cover that includes damage by fire, storm, flood and subsidence
- Cover for accidental damage, vandalism and theft by your tenants as standard*
- Up to £5,000 for trace and access (the cost of finding the source of a water or oil leak and repairing damage caused in gaining access)
- Replacement locks if your keys are lost or stolen
- Up to £5,000 for unauthorised use of metered supplies
- Loss of rent or the costs of alternative accommodation if there’s damage to your rental property and it becomes uninhabitable
- Up to £5m to cover your legal liability as a landlord
- New-for-old contents cover available - choose the level of cover you need (£10,000, £25,000, £50,000) for the items you own e.g. carpets, furniture and any white goods
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Contents only cover is available for leasehold flat owners if you’re not responsible to insure the building
* Background checks on tenants will be required
Optional extra
Add legal expenses cover for additional peace of mind
- Up to £100,000 legal expenses cover, including tenant disputes
FREQUENTLY ASKED QUESTIONS
Got a question about our landlord insurance?
policy documents
Now's a good time to grab a cuppa and take a read of the policy document.
You can get this and other documents from us in Braille, large print or audio by contacting us
Our awards and recognition
LV= has been voted 1st place as the UK's No.1 insurer for customer service. Based on UKCSI survey January 2021.
