Landlord Insurance

• Up to £1m buildings cover that includes damage by fire, storm, flood and subsidence
• Cover for accidental damage, vandalism and theft by your tenants as standard*
• Up to £5,000 for trace and access (the cost of finding the source of a water or oil leak and repairing damage caused in gaining access)
• Replacement locks if your keys are lost or stolen
• Up to £5,000 for unauthorised use of metered supplies
• Loss of rent or the costs of alternative accommodation if there’s damage to your rental property and it becomes uninhabitable
• Up to £5m to cover your legal liability as a landlord
• New-for-old contents cover available - choose the level of cover you need (£10,000, £25,000, £50,000) for the items you own e.g. carpets, furniture and any white goods 

• Contents only cover is available for leasehold flat owners if you’re not responsible to insure the building 

  
  

* Background checks on tenants will be required