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Home insurance

Buy online and save 25%*

*New customers buying online only. Excludes Home Emergency and Home Legal expenses.

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5 reasons to choose LV= Home Insurance

  • Buy your home insurance online from just £89 - 10% of new customers paid £89 or less (Nov 17 - Apr 18)
  • Two levels of cover to choose from, Home and Home Plus
  • Emergency helpline is on hand 24/7, 365 days a year
  • Your own dedicated person to handle any claim you need to make
  • 12-month guarantee on repairs when you use our recommended repairer
Defaqto 2018 - 5 Star home insurance

Defaqto 5 star rated cover for our Home and Home Plus insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls will be recorded

Choose between our Home Insurance and our new Home Plus cover if you're looking for an extra level of protection. Just select the level of cover when you get your quote.

Both of these include:

  • New locks and keys if your keys are stolen or lost
  • An extra 10% of cover for special occasions such as weddings and religious festivals
  • A 12-month warranty on all repairs when you use our recommended repairer service

See how they compare...

What we’ll cover


Home Plus

Full accidental damage for buildings



The cost to rebuild your home

£1 Million


Contents of your home

£25k – £100k

Up to £150k

Alternative accommodation if repairs to your home following a claim mean you can’t stay there



Trace and access if there's a leak in your property



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What's not covered...

  • Gradual wear and tear
  • Breakdown of home appliances
  • Fences damaged by storm

Read our most common examples of what's not covered in our claims considerations guide

Choose your type of home insurance cover

You can choose just buildings cover or just contents cover. Simply tell us what type of home insurance you need when you start your online quote.

Buildings insurance

Imagine if a fire or flood damaged your home. With buildings cover, we can repair damage and even rebuild your home.

Contents insurance

With contents cover, we protect the things you love from fire, storm or flood damage, as well as theft and vandalism.

LV= Home Insurance covers buildings and contents. You'll only pay one excess on a claim, plus you'll get a discount.

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Your home insurance price explained

Read our short guide to find out how your home insurance premium is calculated.

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Choose the level of home insurance you'd like when you get a quote

Are you an existing home insurance customer?

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Renew your policy

You can renew your policy online.

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Make a claim

Useful information about making a new claim or finding out about an existing one.

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Customer discounts

See how much you could save with exclusive customer discounts.

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Make changes

Change policy details like your name, address, optional extras or marketing preferences.

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Get new documents

Use our online form to request replacement copies of your policy documents.

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Emergency helplines

For things like domestic emergencies, identity fraud assistance and legal advice.

Need Help?

Sorry, our interactive FAQ service is unavailable at the moment. Please try again later.

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