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Home insurance

5 Star rated cover

We look after what matters to you and your family

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Icon of a blue snowflake

Storm Caroline

With snow, freezing temperatures and strong winds predicted for this week, find out how to prepare your home for potential storm damage.

5 reasons to choose LV= Home Insurance

  • Buy your home insurance online from just £95 - 10% of new customers paid £95 or less (Aug - Oct 2017)
  • You get a discount if you buy your cover online and an extra discount if you already have insurance with us
  • Defaqto 5 Star rated home insurance cover
  • Emergency helpline is on hand 24/7, 365 days a year
  • Alternative accommodation allowance if you can't stay at your home while repairs are going on
Defaqto 2017 - 5 Star home insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

Our 5 Star rated home insurance includes...


Choose your type of home insurance cover

You can choose just buildings cover or just contents cover. Simply tell us what type of home insurance you need when you start your online quote.

Buildings insurance

Imagine if a fire or flood damaged your home. With buildings cover, we can repair damage and even rebuild your home.

Contents insurance

With contents cover, we protect the things you love from fire, storm or flood damage, as well as theft and vandalism.

LV= Home Insurance covers buildings and contents. You'll only pay one excess on a claim, plus you'll get a discount.

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Your home insurance price explained

Read our short guide to find out how your home insurance premium is calculated.

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Optional home insurance extras

More on our optional extras

Legal expenses cover (for £25 or less)
Cover for up to £100k legal fees...just in case.
Home emergency (for £50 or less)
Round the clock help for when you need it most. Not available with contents only cover.
Extended accidental damage cover
Because accidents happen. Get extra cover for peace of mind.
Personal belongings cover away from home
We all know it's too easy to lose or damage something you're wearing or carrying while out and about. Not available with buildings only cover.
Cycle cover away from home
To cover your cycle while out and about. Not available with buildings only cover.

Choose the level of home insurance you'd like when you get a quote

Are you an existing home insurance customer?

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Renew your policy

You can renew your policy online.

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Make a claim

Useful information about making a new claim or finding out about an existing one.

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Customer discounts

See how much you could save with exclusive customer discounts.

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Make changes

Change policy details like your name, address, optional extras or marketing preferences.

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Get new documents

Use our online form to request replacement copies of your policy documents.

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Emergency helplines

For things like domestic emergencies, identity fraud assistance and legal advice.

Need Help?

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Replacing these items when they get stolen, lost or accidentally damaged could really hurt your wallet.

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Listed building insurance

With listed buildings, their age and building materials can sometimes make them hard to insure.

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Watch insurance

A classic watch is a treasured thing, often passed down from one generation to the next, but do you know its market value?

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