Buildings insurance

Defaqto 5 Star rated buildings insurance
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What's covered with LV= buildings insurance?

We're glad you asked...

  • £1million to help rebuild your home (unlimited for Home Plus)
  • £50,000 cover if you need somewhere else to stay (£100,000 for Home Plus)
  • 12-month guarantee on repairs through our approved repairers
  • Up to £5,000 for finding the source of a leak so repairs can be carried out (up to £10,000 on Home Plus) 
  • 24-hour UK emergency helpline


What's not covered...

  • Gradual wear and tear
  • Fences damaged by storm
  • General wear and tear, such as leaky guttering


Read our most common examples of what's not covered in our Home insurance claim considerations

Add our home insurance to your prized possessions

Our awards and recognition

  • Which? Recommend Provider for home insurance
  • Given the prestigious Defaqto 5 Star Rating for our Home and Home Plus insurance

Now sit back, relax and start your home quote