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Home buildings insurance

£1m cover for your home that's rated 5 Stars

House with a green heart

Buildings insurance from LV=

If your house is struck by lightning or affected by flooding, it would be good to know that you’d be able to have the damage repaired or even have your home rebuilt. That’s why we offer peace of mind with up to £1million cover to get your home back to how it should be. Get a home quote today and see how much you could save with LV=.

Defaqto 2017 - 5 Star home insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

Why choose LV= buildings insurance?

  • £1 million cover to rebuild your home, should you need to
  • up to £25,000 cover in case you need alternative accommodation if something happens
  • 12 month guarantee on repairs carried out by our approved tradespeople
  • Rated 5 Stars by Defaqto
  • 24 hour UK domestic emergency helpline

All this, plus a range of lovely optional extras to enhance your buildings cover including extended accidental damage cover and home emergency cover

Combine LV= buildings and contents insurance and save even more

Take out our buildings and contents cover together and only pay one excess on a claim, plus you'll get an extra discount. Get a home quote.

Home insurance optional extras

Tailor your cover with our optional extras, including round the clock help from our home emergency cover.

More about home insurance optional extras

Got any questions about buildings insurance?

What are the features of LV= buildings insurance?

Our buildings insurance cover includes:

  1. £1 million cover to cover the cost of rebuilding or repairing your home
  2. Up to £25,000 to cover the cost of somewhere else to stay, if needed
  3. Accidental damage cover for your windows, toilets, basins and baths
  4. New locks and keys if yours are lost or stolen so your home is secure again
  5. 12 month guarantee on repairs when using our approved repairers

Please see your Document of Home Insurance for more information about what’s covered.

What’s covered with LV= buildings insurance?

Buildings insurance covers the structure of your home - this includes walls, permanent fixtures & fittings (such as your shower or toilet), drives and patios. Outbuildings such as sheds, garages and greenhouses may also be covered too.

With an LV= buildings insurance policy, you'll be covered against things like fire, floods, water leaks, theft and vandalism. Our insurance also includes standard accidental damage cover to fixed glass, sanitary ware and underground pipes and cables serving your home, plus our 24 hour domestic emergency helpline offers round the clock support and advice.

What optional extras can I choose to enhance my buildings insurance?

You can enhance your buildings insurance by adding any of these lovely optional extras when you get a home quote.

  1. Extended accidental damage to cover accidents such as putting your foot through your loft floor
  2. Legal expenses for up to £100,000 to cover legal disputes and claims
  3. Home emergency cover to help assist with emergencies such as a broken boiler or pest infestations