Student travel insurance helps you out of trouble if your trip doesn't go according to plan. So if you:
If you're planning a one-off holiday travelling through Australia and New Zealand, this insurance is probably suitable.
Just check the policy covers you for the full length of the trip. LV= provides cover for up to 366 days, but not all policies offer cover for as long.
With annual multi trip insurance, you can take multiple trips in one year without having to take out separate policy for each one. So, if you go skiing in January, inter-railing around Europe in June and on a city break in October, this type of insurance could be the cheapest way to cover your trips. Again, check the policy covers you for the length of each trip.
If you're travelling for a year or more, you should consider gap year insurance. These policies will sometimes let you return to the UK temporarily without having to take out another policy when you leave again. They can also include cover for voluntary work and adventure sports.
If you're aged between 16 and 22, you may already be covered for travelling on your family's existing travel insurance policy. Some insurers, like LV=, allow children to travel independently if this is chosen as an option when the policy is taken out.
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