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Home contents insurance

Protect your home's contents with 5 Star rated cover

House with a green heart

Contents insurance from LV=

Get peace of mind by protecting your home’s contents by choosing up to £150,000 cover from LV=. We’ll help you to protect what you love against things like fire, storm or flood damage and theft & vandalism. Get a home quote today to see how much you could save on your home contents insurance.

Defaqto 2018 - 5 Star home insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

Our Defaqto 5 Star rated Home Insurance includes...

  1. Choose up to £150,000 cover for your home’s contents
  2. Accidental damage cover on TVs, computers and games consoles
  3. £1,000 cover for digital downloads such as music, e-books and films
  4. Garden plants covered for up to £1,000 (up to £250 per plant)
  5. 24 hour UK domestic emergency helpline
  6. Contents stolen from your outbuildings such as sheds and garages

All this, plus a range of lovely optional extras to enhance your contents cover including extended accidental damage, bicycle cover and personal possessions cover for when you're away from home.

What's not covered...

  • Gradual wear and tear
  • Computer viruses
  • Breakdown of home appliances
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Read our most common examples of what's not covered in our claims considerations guide

For full details of what's not covered, take a look at our policy documents.

Combine LV= buildings and contents insurance and save even more

Take out our buildings and contents cover together and only pay one excess on a claim, plus you'll get an extra discount.

Got any questions about contents insurance?

What is LV= contents insurance?

Our contents insurance covers your household items for things like flood, fire or water damage, as well as theft and vandalism. This includes theft of your contents from your garages, sheds and greenhouses, as well as up to £1,000 to cover your garden plants (up to £250 per plant). You can even combine your contents insurance with our highly rated buildings insurance so you can take advantage of extra savings.

If you’re renting a property, your landlord might have insurance to cover their belongings, but it’s still worthwhile thinking about covering yours too for things like clothing, MP3 players and TVs.

What optional extras can I choose to enhance my contents insurance?

You can enhance your contents insurance by adding any of these lovely optional extras when you get a home quote.

  1. Extended accidental damage to cover accidents such as spilling paint on a carpet
  2. Personal possessions cover for when you’re away from home for items such as jewellery, watches and cameras
  3. Legal expenses for up to £100,000 to cover legal disputes and claims