Experienced driver over 50? See how much you could save by getting a quote today

Name: Over 50s Car Insurance | Get a Quote | LV=
Brand: LV=

Check out what our customers are saying

9.2out of 10

Read 20,588 reviews

Existing customers

Do you need to make a claim, change or renew your policy?

why choose lv= for over 50s car cover?

We can think of a few reasons to smile :-)

Our car insurance has no upper age limit
Discount for new customers when you buy your car insurance online
Experienced drivers can save £££ on their cover

So, what's covered?

Our car insurance protects you against all manner of motoring mishaps

Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
Uninsured driver promise
If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine
European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! To tow abroad, you may need to apply for a Green Card.
Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
Replacement child car seats
We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
New locks and keys
If your keys are lost or stolen. After all, accidents happen

More on LV= over 50s car insurance

What's not covered?

Optional extras

Looking for a little more peace of mind? Take your pick of our optional extras

Motor legal expenses
£25.99 per year

Motor legal expenses cover protects you from the potential costs of legal action if you're involved in a car accident.
You might need legal help to take action against a road user - or defending against a motoring prosecution. This can be expensive so it's reassuring to have £100,000 cover.
You can also use motor legal expenses cover to help you recover any uninsured losses, like personal injury compensation, loss of earnings or hire car costs while yours is being fixed. Find out more.

Guaranteed hire car cover
From £19.90 per year

This guarantees use of a hire car if your own car is being repaired by our recommended repairer service, or has been stolen or written off.
For £19.90 per year, you're guaranteed a small hatchback hire car.
For £29.90 per year, you're guaranteed a similar sized hire car to your own. This could be a car with up to seven seats and have a maximum engine size of 2 litres. Find out more.

Increased personal accident cover
£100,000 personal accident cover

You have £10,000 of personal accident cover with our comprehensive car insurance. This will protect you, your partner or a named driver on the policy if you or they suffer a serious injury while travelling in, or getting into or out of your car.
Increase your personal accident cover to £100,000 for just £19.90 a year. Find out more.

Breakdown Cover
From £26 per year

You can add breakdown cover to your car insurance from just £26 per year for each car.
LV= Britannia Rescue gives you access to over 4,000 breakdown professionals across the UK who will help to keep you moving. There are five levels of cover to choose from Roadside Assist to UK and European Assist. Find out more.

Protected no claim discount
You earn a year of no claim discount (or no claim bonus) for every year you don’t claim on your car insurance. The more years of NCD you’ve built up, the bigger the discount on your car insurance when you renew.
If you have to make a claim on your policy, and we can't recover what we pay you from the person or people who are at fault, your NCD may be reduced.
If you’ve earned four or more years NCD, add this optional extra to protect your NCD for the life of your LV= policy.

Frequently Asked Questions

Our car insurance FAQs

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Policy documents

We're always in top gear when it comes to car cover

Our awards and recognition

Which? Recommended Provider for car insurance
Given the prestigious Defaqto 5 Star Rating

Now sit back, relax and start your quote

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LV= car insurance is rated 9.2 out of 10 based on 20588 customer reviews independently verified by Reevoo