So, what’s covered with our over 50s car insurance?
Our car insurance protects you against all manner of motoring mishaps
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
- Uninsured driver promise
If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
- Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine
- European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
- Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
- Replacement child car seats
We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
- New locks and keys
If your keys are lost or stolen. After all, accidents happen
Why is LV= over 50s car insurance cheaper?
- If you’ve been a safe driver for a number of years, then we can offer much better prices than we can for young drivers who haven't had as much driving experience.
Insurance premium prices take into account a driver's risk factor. In a nutshell, the more driving experience you have, the less you're considered a risk, and the less likely you are to claim. Because of this, you'll benefit from a lower car insurance premium.
Aside from risk, many factors can affect the price you pay for your car insurance. Remember, sometimes the cheapest car insurance may not offer the most comprehensive cover.
Find out more about how we calculate car insurance premiums