Electric car insurance

Electric car insurance with a bit more spark

Introducing comprehensive car insurance for fully electric vehicles

Get an electric car quoteYour saved quote

Why choose LV= electric car insurance?

Our electric car insurance cover is designed for the next generation of vehicles

Great value for money. I halved the cost of my insurance and the quote procedure was quick and easy.

Here's what's included as standard:

  • Recovery to the nearest chargepoint if you run out of charge in the UK. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft
  • Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA) are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.
  • Plus, you'll enjoy lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)


And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road
Great value for money. I halved the cost of my insurance and the quote procedure was quick and easy.

What else is covered with LV= electric car insurance?

You'll get the same brilliant features you expect from our regular car insurance, too

From European cover to lost keys and much more, here's what you'll like about our comprehensive cover:

  • Accidental damage cover
    Scratched or dented your electric car? We pay for repairs so it's as good as it was before the accident 
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. You'll need a Green Card when driving abroad. To apply, fill in this application.
  • Vandalism promise
    If your electric car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys 
    If your keys are lost or stolen. After all, accidents happen... 

What makes our electric car insurance cover different?

We created it for pure electric vehicles only... We are green at heart, after all

Electric cars are here to stay. Yes, with manufacturers making more affordable models and UK infrastructure getting better with each passing year, many people are choosing to make the switch to plug-in power.

That's good news for the environment, and good news for future generations.

With green machines becoming ever more popular, we've created car insurance cover designed for pure electric vehicles.

So whether you’ve toyed around with getting a Tesla, or already loving life in your Nissan Leaf, you can rest assured knowing our cover will keep your (electric) motor running.

More about LV= electric car insurance

See how our electric car insurance stacks up

Feature LV= Electric Car Cover AA  Direct Line Admiral
Hastings Direct Aviva
More Than Churchill Esure  RAC Electric Car Insurance RAC Pay by Mile
Recovery to the nearest charge point if you run out of charge as standard, at no additional cost
 yes Optional  No  No  No Optional - RAC Power Boost rather than  Recovery  No No  Optional Optional
 No
Charging accessories cover
yes   yes  yes  yes  No  yes  No  yes yes   No  yes
Cover if Third Party Trips on Cable while in use  yes yes   yes  yes  No No
 No  yes  No No   No
Battery cover - even if it's leased  yes  yes  yes  yes  No  yes  No  yes yes   yes yes 
Over The Air (OTA) updates  yes  No No   No No   No No   No No   No No 
EV Hire Car (if HC chosen)
 yes  No  No  No  No No
 No No   yes HC Standard - Unknown if EV   HC Standard -Unknown if EV

Now, sit back and start your electric car quote