Take a look at our electric car optional extras
Motor legal expenses
£25.99 per year
For £25.99 per year, motor legal expenses cover protects you from the potential costs of legal action if you're involved in a car accident.
You might need legal help to take action against a road user - or defending against a motoring prosecution. This can be expensive so it's reassuring to have £100,000 cover.
You can use motor legal expenses cover to help you recover any uninsured losses, like personal injury compensation, loss of earnings or hire car costs while yours is being fixed.
Electric or hybrid hire car cover
£19.90 per year
The use of an electric or hybrid hire car (if available) if your own car is being repaired by our recommended repairer service, or has been stolen or written off.
For £19.90 per year, you're guaranteed a small 3 door hatchback hire car.
For £29.90 per year, you're guaranteed a medium family sized car with 5 doors or a 7 seater.
Extended personal accident cover
£100,000 personal accident cover
If you, your partner or a named driver on the policy suffer a serious injury while travelling in, or getting in or out of your car... our comprehensive car insurance protects you with £10,000 personal accident cover.
For just £19.90 per year, you can increase your personal accident cover to £100,000 (per eligible person). You'll also benefit from an additional cash payment if you, your partner or a named driver are admitted to hospital as a result of an accident in the car.
Electric car insurance breakdown cover
From £26 per year
Add breakdown cover to your electric car insurance from just £26 a year.
Our specialist mechanics are equipped to deal with your hybrid or electric car. They'll also recover your Hybrid or Electric car to where it needs to go.
If your battery dies mid-journey, we'll come and charge it at the roadside, or get you to the nearest charge point depending on where you are.
LV= Britannia Rescue gives you access to over 4,000 breakdown professionals across the UK, to keep you moving. There are five levels of cover to choose from Roadside Assist to UK & European Assist.
Protected no claim discount (NCD)
You earn a year of no claim discount (or no claim bonus) for every year you don’t claim on your car insurance. The more years of NCD you’ve built up, the bigger the discount on your car insurance when you renew.
If you have to make a claim on your policy, and we can't recover our costs from the person or people who are at fault, your NCD may be reduced.
If you’ve earned four or more years NCD, add this optional extra to protect your NCD for the life of your LV= policy.