Ski and Winter Sports Travel Insurance

From skiing to sledging, you're covered with our winter sports insurance
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What's covered with our ski and winter travel insurance?

Whether you're skiing in the French Alps, snowboarding in Vermont or tobogganing in Austria, we've got you and your gear covered 

Choose from our Essential policy or our Defaqto 5 Star rated Premier policy

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Our travel insurance winter sports cover optional extra covers you for:

  • Emergency medical expenses*
  • Personal accident 
  • Personal liability on a range of winter sports activities

We'll cover you for these activities:

  • Skiing (including big foot, cross-country, mono and  glacier)
  • Indoor skiing
  • Snowboarding
  • Snowblading
  • Sledging and tobogganing
  • Snowmobiling and skidooing** 

Going in a group? We can insure up to ten people on one policy  so all you need to decide is who to invite!

We'll even treat you to a
10% online discount, so what are you waiting for? Get a travel quote today

*Emergency medical expenses are subject to pre-existing conditions being screened and accepted

**No personal liability for snowmobiling and skidooing

Here's what's included with our winter sports cover... 

Optional cover (Winter sports) Essential policy max limit per person Premier policy max limit per person Excess per claim
Personal liability for winter sports activities £2 million per policy No
Personal accident as a result of a winter sports activity £25,000 per person No
Emergency medical expenses paid that resulted from doing a winter sports activity £10 million per person £90
Unused pre-booked winter sports tuition, due to bad weather
Included as standard – see “Cancelling excursions or activities while on your trip”

Unused pre-paid lift pass for each day it can’t be used because the lifts are not in use
Included as standard – see “Cancelling excursions or activities while on your trip”
Cancel winter sports excursions / activities while on trip eg due to illness  £5,000 £10,000 £90
Cancel / cut short your trip after leaving home if this is required as a result of doing a winter sports activity £5,000 £10,000 £90

Winter sports and ski cover FAQs

awards and recognition

Travel with us and you're in safe hands 

  • Defaqto 5 Star rated Premier policy 
  • LV= travel insurance rated 4.7 out of 5 based on 1,477 customer reviews independently verified by Feefo
    Correct as of 16 April 2024

All the gear and no idea? No worries, we've got it all covered here...

Now sit back, relax and start your travel quote