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Multi car insurance 

Our multi car insurance could save you over 20%

Based on like-for-like price, 10% of new customers saved 25% vs. buying multiple single policies via the same channel, Apr – Jul ‘19.

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why choose lv=?

More than one car? We can handle that

How does multi car work?

Simple to manage with plenty of benefits... Here's what you'll like about our multi car cover

  • All cars on the policy must be registered at the same address
  • You can set future start dates for the extra cars, making it easy for you to add cars when you need 
  • If you tell us when you'd like other cars on the policy to start, we'll guarantee the price you pay
  • Better still, each no claim discount holder will have their own no claim discount!
  • There can be a maximum of 6 drivers per vehicle and a maximum of 12 drivers on one policy
what's covered? 

From theft to write-offs and even lost keys, you'll be covered with us

Here's what you'll like about our multi car comprehensive cover

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident 
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine
  • European cover
    Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! Need a Green Card? To apply, fill in this application
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys 
    If your keys are lost or stolen. After all, accidents happen

 

What's not covered...

  • Any drivers who aren't named on the policy
  • Damage to a car you're driving that's not the car you're insuring 
  • If the car's stolen when the keys were left in the ignition, the engine was running or it was left unlocked
  • Mechanical or electrical breakdown

 

Read our most common examples of what's not covered in our claims considerations guide

Multi car insurance Optional extras

How about a little more peace of mind? Check out our range of optional extras

Our awards AND RECOGNITION

We're always in top gear when it comes to car cover

  • Which? Recommended Provider for car insurance 
  • Given the prestigious Defaqto 5 Star Rating 
  • Proud to be the UK's most recommended insurer
Policy documents

Learn more about the nuts and bolts of our cover – the policy documents are all here

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Already an LV= car insurance customer? You could save even more with our multi car discount

Just call 0800 202 84608am - 8pm Monday to Friday 9am - 5pm Saturday and bank holidays 10am - 4pm Sunday. Calls will be recorded.