Multi car insurance

With our multi car insurance you'll save 12.5% on every car you add to your policy

*Discounts are applied individually for each car

Get a multi car quoteYour saved multi car quote

Why choose LV=?

More than one car? We can handle that

How does multi car insurance work?

Simple to manage with plenty of benefits... Here's what you'll like about our multi car cover

  • All cars on the policy must be registered at the same address
  • You can set future start dates for the extra cars, making it easy for you to add cars when you need 
  • You could save even more with our multi car discount if you're already an LV= customer. Just call us
  • If you tell us when you'd like other cars on the policy to start, we'll guarantee the price you pay
  • Better still, each no claim discount holder will have their own no claim discount!
  • There can be a maximum of 6 drivers per vehicle and a maximum of 12 drivers on one policy
  • Want to find out more on multi car insurance? Watch our short video to understand more about multi car insurance.

What's covered with our multi car insurance?

So, what can we protect you from?

Icon of a car driving along a road
  • Accidental damage cover
    Scratched or dented your cars? It happens. We’ll pay for repairs to make sure they’re in the same condition as they were before the accident.
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you’ll keep your no claim discount and there's no excess to pay. We’ll just need the details of the other vehicle and driver from you.
  • Misfuelling cover
    Accidentally filled one of your cars with the wrong fuel? It happens. We’ll pay to drain and flush your fuel tank and cover any damage to your car's engine.*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU.
  • Vandalism promise
    If your cars are vandalised and you have to claim, you'll keep your no claim discount – we’ll just need you to pay your excess.
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage.
  • New locks and keys 
    If your keys are lost or stolen, we’ll sort it.

See how our multi car insurance compares

Feature LV= Aviva Admiral Direct Line Hastings
Online quote yes yes
 yes yes
Multi car discount yes yes
yes yes
Insure up to 6 cars on one policy yes No
Misfuelling cover yes No
No No
£10k personal accident cover yes No No
No No
European cover yes No
yes No

More about LV= car insurance

Multi car insurance FAQs

Cover levels

Which level of cover is right for you?

There are three main levels of multi car insurance cover, so there’s something there for everyone. Let’s break it down…

Third party only 

This is the minimum level of cover you can have by law. So, if you’re involved in an accident that was your fault, we’ll pay out for any damage or injury you cause to other people and their property, but we won’t cover damage to your cars. 

Third party, fire and theft

This level of cover is the same as third party, plus it protects your cars from damage caused by fire, theft and attempted theft and any claims from a third party if you’re involved in an incident.


Comprehensive is the highest level of car insurance cover you can get. As well as everything third party fire and theft does, we’ll also cover the cost of repair to or replacement of your cars if they’re involved in an accident or are damaged on purpose. Comprehensive cover also includes additional benefits, such as windscreen damage, driving in Europe, and if you choose the option, a hire car to replace yours if it’s off the road due to an incident.

Need a little more info? No worries, head over to our complete guide to comprehensive car insurance.

What will I need for a multi car quote?

To make things as quick as possible, make sure you’ve got this info:

A document with a car next to it
  1. Driver details such as date of birth, address and occupation for you and any other named drivers. We’ll also need your driving licence information, such as licence number, type and details of any endorsements you have.
  2. Claims history including any claims or accidents, and the number of no claim discount (NCD) years you and any named drivers have.
  3. Car details such as the engine size, estimated mileage and where you keep it overnight.
  4. Eligibility – we’ll need to know if you are a UK resident and legally entitled to drive before we can insure you.

Cheaper isn’t always better, so we want to help you to find the right car insurance for you at the best possible price.

For a complete list of what's needed and why, visit our guide to what you need to get a quote.

Multi Cover insurance

Keep your car and home insurance under one roof


Want to combine your car and home insurance together on one policy? No problem, with our Multi Cover insurance you can add your home and up to six cars onto one policy. It’s less time, less money and one less pile of paperwork!

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • A Which? Recommended Provider for 10 years running
  • LV= car insurance rated 4.7 out of 5 based on 5,233 customer reviews independently verified by Feefo
    Correct as of 24 January 2024

Want to know more? Take a look at our multi car insurance articles...

Your guide to understanding multi car insurance

Check out our helpful guide to help your understanding of multi car insurance. At LV= we offer discounted multi car insurance for households with more than one car.

Is multi car insurance right for you?

Do you live in a multi car household? You're not alone. One in three households now own two or more cars. Have a read of our article to see if multi car insurance is right for you.

Are you part of the UK's second car surge?

The UK is experiencing a second-car surge. We spoke to three people about why they love their second car.

Second car TLC: get your motor spruced up and safe

If you're a two-car household, how well do you look after your second car? Motoring journalist Sue Baker gathers expert advice on how to give your second car the love it deserves.

You could save even more with our multi car discount.

If you're a new customer, you can get a quote online...

Get a multi car insurance quote

Already an LV= car insurance customer? Call us...

Lines open:

8am - 8pm Monday to Friday
9am - 5pm Saturday and Bank Holidays
10am - 4pm Sunday

Calls will be recorded. For Text Phone: dial 18001 first.

If you're a new customer, you can get a quote online