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Car insurance

Defaqto 5 Star rated car insurance from LV=

3 cars coming out of a large LV= green heart

Why choose LV= car insurance?

  • LV= car insurance starts from just £199 - 10% of new customers paid £199 or less (Nov 17 - Apr 18)
  • Add up to 6 cars and 12 drivers onto one multi car policy
  • Online discount for new customers
  • 24/7 UK claims call centre
  • See how LV= car insurance compares against our competitors
Defaqto 2018 - 5 Star car insurance

Or call our UK call centre on

0800 202 8460

Lines are open: 8am - 8pm Monday to Friday, 9am - 5pm Saturday and bank holidays, 10am - 4pm Sunday.

Existing customer contact details

You get all this with our 5 Star rated comprehensive car insurance

Optional car insurance extras

More on our optional extras

What is motor legal expenses cover?
For £24.90 per year, motor legal expenses cover protects you from the potential costs of legal action if you’re involved in a car accident.

You might need legal help to take action against a road user - or defend yourself against accusations made by another driver. This can be expensive so it's reassuring to have £100,000 cover.

You can also use motor legal expenses cover to help you recover any uninsured losses, like personal injury compensation, loss of earnings or hire car costs while yours is being fixed.

More on motor legal expenses
Guaranteed hire car
This optional extra guarantees use of a hire car car if your own car needs repair, or has been stolen or written off.

For £19.90 per year, you're guaranteed a small hatchback hire car.

For £29.90 per year, you're guaranteed a similar sized hire car to your own. This could be a car with up to seven seats and have a maximum engine size of 2 litres.

More on Guaranteed hire car
Do you want to increase your personal accident cover?
You have £10,000 of personal accident cover with our comprehensive car insurance. This will protect you, your partner or a named driver on the policy if you or they suffer a serious injury while travelling in, or getting into or out of your car.

Increase your personal accident cover to £100,000 for just £19.90 a year.

More on £100,000 personal accident cover
Have you got Breakdown Cover?
Add breakdown cover to your car insurance from just £26 per car.

LV= Britannia Rescue gives you access to over 3,000 breakdown professionals across the UK, to keep you moving. There are five levels of cover to choose from, from basic roadside assistance to UK and European recovery.

More on breakdown cover
Did you know you can protect your no claim discount (NCD)?
You earn a year of no claim discount (or no claim bonus) for every year you don’t claim on your car insurance. The more years of NCD you’ve built up, the bigger the discount on your car insurance when you renew.

If you have to make a claim on your policy, and we can't recover what we pay you from the person or people who are at fault, your NCD may be reduced.

But if you’ve earned four or more years NCD, add this optional extra to protect your NCD for the life of your LV= policy.

More on protecting your no claim discount

Buying LV= car insurance is quick and easy

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Renew your policy

You can renew your policy online.

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Make a claim

Useful information about making a new claim or finding out about an existing one.

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Customer discounts

See how much you could save with exclusive customer discounts.

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Make changes

Change policy details like your name, address, car, optional extras or marketing preferences.

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Get new documents

Use our online form to request replacement copies of your policy documents.

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Broken down now?

Call LV= Britannia Rescue 24/7.
0800 202 8461 in the UK or
+44 (0)1202 553 658 in Europe.

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