From theft to write-offs and even lost keys, you'll be covered with us. Here's what you'll like about our comprehensive cover
Read our most common examples of what's not covered in our claims considerations guide
Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket
There are three main levels of car insurance cover, summarised as follows:
This is the minimum cover level required by law. So, if you’re involved in an accident that was your fault, we’ll pay out for any damage or injury you cause to other people and their property. But it doesn’t include cover for damage to your car.
Third party cover is only available for our existing customers.
In addition to the cover provided by a third party only policy, this cover level protects your car from damage caused by fire,theft and attempted theft and claims from a third party if you’re involved in an incident.
Comprehensive is the highest level of car insurance cover. It includes third party, fire and theft, and also covers the cost of repair or replacement of your car if it’s involved in an accident or damaged on purpose. It includes additional cover benefits, such as windscreen damage, driving in Europe, and if you choose the option, a hire car to replace yours if it’s off the road due to being involved in an accident or damaged.
Like to learn a little more? Head over to our complete guide to comprehensive car insurance.
Many factors can affect the price you pay for your car insurance. Remember, sometimes the cheapest car insurance may not offer the most comprehensive cover. Here’s what we take into account:
For a quicker quote, make sure you've got all of this to hand:
At LV=, we want to help you to find the right car insurance at the best price. Just because you may find it cheaper elsewhere, it may not necessarily provide you with everything you need.
For a complete list of what's needed and why, visit our guide to what you need to get a quote.
You can get these and other documents from us in Braille, large print or audio by dropping us a line.