car insurance
Car insurance that performs beautifully
Our comprehensive car insurance comes highly recommended
Existing car customers
Need to make a claim, change or renew your policy?
Why choose LV=?
Because there's plenty to smile about from the very start :-)
- Discount for you when you buy your car insurance online
- Friendly UK-based call centres - there if you need to make a claim day or night, 24/7
- 5-year repair guarantee when using our recommended repairer service
what's covered?
From theft to write-offs and even lost keys, you'll be covered with us
Here's what you'll like about our comprehensive cover
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - Uninsured driver promise
If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver - Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine - European cover
Get the same level of cover as you have in the UK in the EU for up to 180 days a year. Perfecto! Need a Green Card? To apply, fill in this application. - Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess - Replacement child car seats
We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage - New locks and keys
If your keys are lost or stolen. After all, accidents happen
What's not covered...
- Any drivers who aren't named on the policy
- Damage to a car you're driving that's not the car you're insuring
- If the car's stolen when the keys were left in the ignition, the engine was running or it was left unlocked
- Mechanical or electrical breakdown
Read our most common examples of what's not covered in our claims considerations guide
car insurance Optional extras
How about a little more peace of mind? Check out our range of optional extras
- Per year£25.99
- Per year from£19.90
- Per year£19.90
- Per year from£26.00
Multi car insurance
Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket
- Cover up to 6 cars and 12 drivers
- Schedule different start dates, or add them in later when you need to
- Choose the cover levels and specific optional extras you'd like for each car
Classic car insurance
Own a classic car? You lucky thing. You get all this with our classic car insurance...
- Agreed value upfront; we'll pay what we've agreed your car's worth if it's written off.
- £300 cover for loss or damage to belongings in your car, like clothes, your bag or mobile phone.
- Uninsured driver promise. If the other driver's not insured and the accident’s not your fault, there's no excess to pay as long as you have the details of the other vehicle and driver.
- To save time, you can now add up to 6 classic cars on one policy
FREQUENTLY ASKED QUESTIONS
Got a question about our car insurance?
Policy documents
Learn more about the nuts and bolts of our cover – the policy documents are all here
You can get these and other documents from us in Braille, large print or audio by dropping us a line.