Regulatory returns

Solvency and Financial Condition Report

 Solvency II 
Under the new Solvency II regime, effective 1 January 2016, we are required to publish a Solvency and Financial Condition Report (SFCR). 

The SFCR aims to give the general public an overview of the insurance company's financial condition covering business performance, the adequacy of its risk profile and a description of its capital management. The SFCR is supported by the Quantitative Reporting Templates (QRTs) which provide numerical data as prescribed by the Prudential Regulation Authority (PRA). Some of the information in these reports is quite technical and the content is prescribed by complex regulations. 


Policyholders' Overview of Solvency 

A Policyholders’ Overview of Solvency has also been produced specifically to address the requirements of policyholders and we have done our best to make this understandable for everyone. 

This document is available to download or can be read as the introductory section to the full Single Group SFCR
 

SFCR & QRTs 

The PRA has granted Liverpool Victoria Friendly Society with a waiver to produce a Single Group SFCR. The Single Group SFCR and QRTs for the year ended 31 December 2017 are available for download: 

Solvency II returns submitted to our regulator in previous years

Year Policyholders' overview of Solvency Single Group SFCR Single Grup QRTs
2016   2016 SFCR  2016 QRT 

Year Policyholders' overview of Solvency Single Group SFCR Single Grup QRTs
2016   2016 SFCR  2016 QRT 

Insurance returns made to our regulator* (prior to the introduction of Solvency II)