Let us explain what annuities are...
Does an annuity sound like something you'd be interested in?
There are different types of annuities and protection options and it’s important to get the right one to make the most of your money. For example, if you’re ill, smoke or physically unfit, your annuity rate could increase
You can't normally change the basis of your annuity, cash it in or transfer it.
You've got the option to arrange for part of or all of your annuity income to continue to be paid after you die to your spouse or partner (or other beneficiary).
Here's what you need to know about annuities
Handy tools to support your planning
Using today's rates our calculator can give you a snapshot of the income your pension savings could buy you in retirement. You can also choose to add your health details to personalise your quote even more!
You don't have to buy an annuity to get an income in your retirement. Our pension income calculator will give you a quick overview of the other options you could consider.
Looking for your state pension age and what you can expect to get? Our friends at Gov.uk have you covered.
Welcome to LV= Online Valuations - a new service from LV= that will allow you to view information about the pension plan you hold with us
Need help?
Have a commitment free chat with one of our friendly advisers today. Start your conversation by giving us a little more detail.
Mon to Fri 9am-6pm
For TextDirect: First dial 18001
Calls will be recorded and/or monitored for training and audit purposes
What's the difference between advice and guidance
Advice is given by a professional adviser such as IFAs, financial planners, wealth managers and pension specialists. Advice is regulated by the FCA, protecting you from negligent advice and will give you tailored recommendations for your individual circumstances and ensure that the best option or combination of options for your circumstances is found, even if this goes against what you originally thought to be the best decision for you. Taking advice usually costs money.
Speak to one of our pensions specialists today and see how we can help you find the best income for your pension. We can:
Guidance gives a general overview of the options available on the market for free by highly trained specialists. Guidance services won't tell you what to do with your money and you will need to research the market to find the right products and providers to suit your needs and preferences. There's no protection available, but taking guidance is a good place to start to help you understand the various choices available.
For guidance on your defined contribution pension we recommend Pension Wise, a free government service offering impartial guidance on your pension options.
To book an appointment call 0800 138 3944, 8am to 10pm everyday, visit their website, or email at [email protected]
Pension Wise won't recommend any products or tell you what to do with your money.
Find answers to all your annuity questions