The mutual difference
Because we’re a mutual we’re owned by our members.
We help people protect their income while they are working and maximise it when they stop.
Our 1.16m members hold a variety of products with us including life insurance, income protection, investments and retirement income solutions. What’s right for our members sits at the heart of everything we do.
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Member benefits for you, your family and your life
More on membership
Members have the right to take part in any Annual General Meetings or Special General Meetings that we hold.