Equity Release Calculator

See how much equity you could release from your home

Try our free equity release calculator

How much equity can you release?

Wall clock, cup of tea, laptop showing rising bar graph and flower pot
If you’re 55 or over, equity release might be an option you’re exploring to provide you with money during your retirement. Equity release means you can take the money you release as a lump sum, in smaller amounts or as a combination of both. It also means you can continue living in your home whilst enjoying a more comfortable retirement.

Our equity release calculator allows you to quickly find out how much tax-free cash you could unlock from your home. 

Our equity release calculator does not constitute financial advice and shouldn’t be taken as an offer. To understand the features and risks ask for a personalised illustration.

Try our free equity release calculator

Our equity release calculator allows you to quickly find out how much tax-free cash you could unlock from your home.
Go to our equity release calculator

How does our equity release calculator work?

A plant, laptop and a cup of coffee

All you need is five minutes and some basic information, then you’ll get a representation of what you might be able to get in cash from equity release.

With that information in mind, our specialist advisers are on hand to walk you through your options.

  • Step 1 - Have some basic details about you and your property ready. We’ll ask you about your estimated property value and how much mortgage you have left.
  • Step 2 - Complete our simple to use calculator in less than five minutes.
  • Step 3 - View your results.
  • Step 4 - Our advisers are on hand to discuss your options.

Handy hints for using the equity release calculator

  • Allow yourself a couple of minutes to complete
  • You’ll just need some basic details about yourself and your property
  • Make sure all of the details entered are correct so that we can contact you ready to provide the best advice for your individual circumstances

What equity release products could you get?

Equity release products aren’t just limited to a lump sum. There are numerous options available to you

Lifetime Mortgage Lump Sum

A lifetime mortgage lump sum gets you a single cash sum, using money from your home. There’s no requirement to make monthly payments, as the loan will be paid back when the property is sold.

Lifetime Mortgage Drawdown

If a lump sum isn’t what you’re looking for, then the drawdown option may be right for you. You can release cash over time when you need it.

Home Reversion Plans

With home reversion, you sell part or all of your property to a home reversion provider. They give you a tax-free lump sum, and you get to live in the property rent-free, maintaining the property to the required standard.

Please note LV= does not offer a home reversion plan.

Try our free equity release calculator

Our equity release calculator allows you to quickly find out how much tax-free cash you could unlock from your home.
Go to our equity release calculator

Our equity release advice service

To help you access money from the value of your home, we provide an equity release advice service. Everything we do at LV= is focused on giving you honest advice and finding you a suitable equity release plan from the whole of the market with the fastest, friendliest service. 

Equity release may involve a home reversion plan or lifetime mortgage, which is secured against your property and may reduce the value of your estate and impact funding long-term care. To understand the features and risks ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest, would be repaid when you die or if you're moving into long-term care.

We believe that everyone should have access to independent, regulated financial advice. It should not be seen as a luxury for the few who can afford it or who are experienced in using it. Why? Because it provides financial and emotional benefits. 

Good advice ensures better financial outcomes and frees people from the worry of making complex decisions that could have long-term implications.

Financial Advice on equity release

Need help?

We’re here to help, have a commitment-free chat with one of our friendly advisers today

Lines open: 9am to 5pm Monday to Friday

TextDirect: First dial 18001

We will record and / or monitor calls for training and audit purposes.