So, what's covered with our Income Protection Plan?
*Exclusions apply. For more details on this and the 54 conditions covered, please see our Income Protection Policy Conditions.
Looking for flexibility in cover when your rental arrangements change?
Our Income Protection Insurance can be used to protect your monthly rent and living expenses if you can't work because of a long term illness or accident. This gives you the reassurance that you’ll be able to continue to make these payments if you were unable to work.
But that's not all. We know that if you're renting then your situation can change suddenly and without warning. So we've included options to help you change your cover, without you needing to give us more health or medical information. This could be helpful if your rent changes or you decide to buy your home. We talk about this more in our guide.
There are some limits for these options, such as maximum increase amounts and maximum ages. You can find out more about these limits in our Policy Conditions.
Is Income Protection Insurance right for you?
We ask that you are a permanent resident of the UK and have been registered with a UK GP for at least the last 2 years.
You must be aged between 17 and 59 and able to afford a minimum premium of £5 a month.
Consider how much cover you need and the length of time you need the cover for (your policy must last for at least 5 years).
When your policy starts, you'll need to be employed, self-employed, or a homemaker. If you're retired or unemployed (this includes claiming Jobseekers Allowance) we won't be able to offer you cover.
Here’s the need to know info, so you have the full picture.
We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.
Have a question about Income Protection cover?
We may have already answered it below.
A little extra info never hurt anyone, have a read of our policy documents
You can get this and other documents from us in Braille, large print or audio by contacting us