Most policies taken out with Liverpool Victoria Friendly Society Limited before 1997 will be conventional with-profits policies and the document below should be the relevant guide for you. If you have a With Profits Pension Annuity you will also require this version.
If you have a Flexible Whole Life Plan or Appropriate Personal Pension Plan, you will require the accumulating with-profits version of this guide.
Most policies taken out from January 1997 onwards are unitised with-profits policies. If you have a unitised with profits policy you will need this guide.
If you have invested in, or are considering investing in the Flexible Guarantee Bond (Series 3), Flexible Guarantee Funds (Series 2) or if you have invested in the Flexible Guarantee Bond, Flexible Guarantee Bond (Series 2), All-in-1 Investment Bond, Guaranteed Capital Bond or the Flexi Guarantee Plan you will need this guide.
If you have a Pension Income Plus Annuity, you will need this guide.
If you took out a with-profits policy through RNPFN (a policy which was underwritten by RNPFN, before they were acquired by Liverpool Victoria), you will need the RNPFN version of the guide.