FUND PRICES

Please refer to your policy documentation and Your guide to how we manage our unitised with-profits Smoothed Managed Funds business for more information.

Please refer to your policy documentation and Your guide to how we manage our with-profits business for more information.

Please refer to your policy documentation and Your guide to how we manage our with-profits business for more information.

Please refer to your plan documentation and 'Your guide to how we manage our unit-linked Smoothed Managed Funds Business' for more information.

Please refer to your plan documentation and 'Your guide to how we manage our unit-linked Smoothed Managed Funds Business' for more information.

Please refer to your policy documentation and Your guide to how we manage our with-profits business for more information.

Please refer to your policy documentation and Your guide to how we manage our with-profits business for more information.

While the value of a policy is determined by the number of units and the current unit price you should be aware that the actual value can be affected by some, or all, of the following:

• Changing number of units (through monthly policy charges, additional investments or withdrawals and / or regular savings).
• Early encashment charges and / or penalties which would reduce the value.
• Market Value Reduction which, if applied would reduce the value.
• Final Bonus - which would increase the value.
• Mutual Bonus - which would increase the value.
• Exit bonus - which would increase the value.

Please refer to your policy documentation and Your guide to how we manage our with-profits business for more information.