Smoothed Managed Fund range
Reducing the impact of market ups and downs
The LV= Smoothed Managed Funds incorporate a unique averaging mechanism called ‘smoothing’ to help protect investments from the impact of short-term market movements.
Take a look at the video below to understand how smoothing works for our LV= Smoothed Pension and LV= TIP.
For customers investing in our Bond or ISA, the process is a little different. In the first 26 weeks – when you invest in our smoothed funds, the investment is valued at the underlying price for the first 26 weeks. After the first 26 weeks – the smoothing mechanism kicks in and your fund is valued at the average daily price of the previous 26 weeks.
Please note, smoothing can be suspended if there are extreme market conditions, or at our discretion. Past performance is not a reliable indicator of future results.
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Getting the most from your money