Smoothed Managed Fund range
Our Smoothed Managed Fund range is made up of the LV= Smoothed Pension, LV= Smoothed Bond, LV= ISA and the LV= TIP.
While one product may be more suited to you, they all have a few things in common:
Reducing the impact of market ups and downs
The LV= Smoothed Managed Funds incorporate a unique averaging mechanism called 'smoothing' which is designed to smooth out the impact of short-term market movements.
Take a look at the video below to understand how smoothing works for our LV= Smoothed Pension, LV= Smoothed Bond and LV= TIP.
For customers investing in our LV= ISA, the process is a little different. In the first 26 weeks – when you invest in our smoothed funds, the investment is valued at the underlying price for the first 26 weeks. After the first 26 weeks – the smoothing mechanism kicks in and your fund is valued at the average daily price of the previous 26 weeks.
Please note that smoothing can be suspended at our discretion in extreme circumstances. Past performance is not a reliable indicator of future results. Capital at risk.
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View video transcript
Our Smoothed Managed Funds range
With a range of fund options, the LV= Smoothed Bond allows you to decide how much risk you want to take.
The LV= Smoothed Pension offers a range of multi-asset funds that are available through our Self-Invested Personal Pension (Flexible Transitions Account).
Our stocks and shares ISA can provide tax efficient savings with long term growth potential, tailored to your appetite for risk.
The LV= TIP is a plan which invests in our Smoothed Managed Funds. It allows you access to our unique funds as part of your investment strategy in Self-Invested Personal Pensions (SIPP) or Small Self-administered Schemes (SSAS).
Getting the most from your money
To help you get the most from your money, you can speak to a financial adviser. If you don’t have a financial adviser you can find one near to you on unbiased.co.uk, or you can have a chat with one of our investment advice specialists.