Often sold as an optional extra to your car insurance policy, motor legal expenses cover can pay for certain legal costs you may incur when you have an accident.
But what exactly does it cover, and do you really need it?
It insures you against the possible legal costs of making a claim for uninsured losses following an accident. Uninsured losses are the expenses you might incur that aren't covered by your standard car insurance.
These are things like:
LV= provides motor legal expenses of up to £100,000 and access to a free legal advice helpline 24/7. This can help you with things like defending a motoring prosecution following an accident.