Car insurance for your Kia
Cover your Kia with Defaqto 5 Star rated car insuranceWhy choose LV= to insure your Kia?
Join over 58,000 like-minded people who insure their Kia with us
58,003 people insured their Kia with us (correct as of 25 March 2026)
Here's what you'll like about our comprehensive cover...
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it's as good as it was before the accident - you'll just need to pay your excess.
- Uninsured driver promise
If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
- Misfuelling cover
Accidentally added the wrong fuel? We'll pay to fix the damage to your engine and drain and flush the tank. You'll just need to pay your excess.
- European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU - Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
- Replacement child car seats
We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
- New locks and keys
If your keys are lost or stolen. After all, accidents happen
Have an electric Kia? All this is included as standard...
- Recovery to the nearest chargepoint
Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF, the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
- Cover for charging cables
Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
- Battery cover
Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
- Over the air monthly updates (OTA)
OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.
And if you choose our optional hire car cover:
- We’ll provide the use of an electric or hybrid hire car if your green machine is off the road
Kia Safety features
Most newer Kias have a number of beneficial safety features
Things like...
- Lane Departure Warning System (LDWS) helps you stay in lane on the road. If you lose concentration and start to stray from your lane (moving out of it without indicating), the instrument cluster alerts you.
- Kia's Autonomous Emergency Braking (AEB) and Emergency Stop Signalling (ESS) help in emergency situations. AEB can identify critical situations early and alert the driver. It can also brake for you, potentially avoiding a collision or at least reducing the severity of a crash by lowering the speed of collision.
- Tyre Pressure Monitoring System (TPMS) checks the air pressure inside the tyres and warns you if it drops below the recommended level. It can give you an early warning of a slow puncture so you'll be less likely to have a 'blow out'.
So, where do Kia stand on electric cars?
Kia have a comprehensive range of all-electric cars - take a look...
- Kia EV9
This model was released in early 2024, and in 2023 was named best new car in the What Car? Reader Award. It's a 7-seater SUV with a range of up to 349 miles and interior materials which are upcycled and plant-based. - Niro EV
The all-new Niro is Kia's family car entry to the EV market. You can set up your driving profile to be completely personalised to how you want to drive. With a 64.8 kWh battery, it has a range of up to 285 miles. - Kia EV6
The Kia EV6 is a fully electric crossover, with ultra-fast charging times (and a maximum range of over 300 miles, regardless of the trim level you choose. - Soul EV
With its funky looks, the Kia Soul comes in two trim levels - Urban and Explore. Both versions are available in two tone colour combinations and include Adaptive Smart Cruise Control and Lane Follow Assist.
Kia offer a 7 year (100,000 mile) warranty on all their cars - they're the only manufacturer in Europe to offer this on all models.