Car insurance for your Kia

Cover your Kia with Defaqto 5 Star rated car insurance 
Get a car quoteYour saved car quote

Why choose LV= to insure your Kia?

Join over 69,000 like-minded people who insure their Kia with us

69,206 people insured their Kia with us (correct at 17 July 2023)

Here's what you'll like about our comprehensive cover...

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your petrol or diesel car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine*
    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Have an electric Kia? All this is included as standard...

  • Recovery to the nearest chargepoint 
    Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables
    Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
  • Battery cover
    Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA)
    OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.

And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road

Kia Safety features

Most newer Kias have a number of beneficial safety features

Things like...

  • Lane Departure Warning System (LDWS) helps you stay in lane on the road. If you lose concentration and start to stray from your lane (moving out of it without indicating), the instrument cluster alerts you.
  • Kia's Autonomous Emergency Braking (AEB) and Emergency Stop Signalling (ESS) help in emergency situations. AEB can identify critical situations early and alert the driver. It can also brake for you, potentially avoiding a collision or at least reducing the severity of a crash by lowering the speed of collision.
  • Tyre Pressure Monitoring System (TPMS) checks the air pressure inside the tyres and warns you if it drops below the recommended level. It can give you an early warning of a slow puncture so you'll be less likely to have a 'blow out'.

Kia e-Niro and Soul insurance

So, where do Kia stand on electric cars? 

Here's the lowdown:

  • The launch of the KIA EV6
    Kia’s crossover-style EV6 electric car will spearhead a new range of electric models set to take over Kia showrooms in the future. All EV6 models are equipped with a 77.4kWh battery pack which provides a range of up to 328 miles. A particular highlight is the vehicle-to-load (V2L) function, which can supply up to 3.6kW of power to an external device. It could even be used to charge another EV, if needed.
  • Enhanced battery
    Thee-Niro – the What Car? of the year winner in 2019 and the new Kia Soul boast an enhanced 64 kWh lithium battery that provides you with a driving range of up to 280 miles on a single charge.
  • Zero CO2
    The e-Niro and Soul both emmit 0 CO2 emissions which means they're great for the environment.
  • Forward Collision-Avoidance Assist (FCA)
    This protection gives you warning signals and automatically brakes if you don't react (when it detects any risk of collision.) A radar and a camera detect potential dangers in the car's path, including pedestrians, cyclists and cars.
  • Seven year warranty
    Kia offer a 7 year (or 100,000 mile warranty) on all their cars, they're the only manufacturer in Europe that offers this on all models. 


For more information visit Kia's website.

So, are you ready to go electric?

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • Which? Recommended Provider for car insurance 
  • LV= car insurance rated 4.7 out of 5 based on 6,066 customer reviews independently verified by Feefo
    Correct as of 10 October 2023

Now sit back, relax and start your quote