Car insurance for your Volvo

Cover your Volvo with Defaqto 5 Star rated car insurance
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Why choose LV= to insure your Volvo?

Join over 53,000 like-minded people who insure their Volvo with us

53,745 people insured their Volvo with us (correct at 5 July 2024)

Here's what you'll like about our comprehensive cover...

  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident

  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your petrol or diesel car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU.
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Have an electric Volvo? All this is included as standard...

  • Recovery to the nearest chargepoint 
    Run out of charge in the UK? We'll recover you to the nearest chargepoint. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables
    Charging cables, wall boxes and adaptors are covered for accidental damage, fire and theft
  • Battery cover
    Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA)
    OTA updates are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.

And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road

Volvo Safety features

Most newer Volvos have a number of beneficial safety features

Things like...

  • Park Assist Pilot takes over the parking to make it safer. With Park Assist Pilot, you pull up to your space and let go of the wheel. The car steers itself and lets you know when to brake.
  • Lane Keeping Aid - if your car starts to veer out of its lane, Volvo's Lane Keeping Aid activates to gently steer you back into your lane while sending warning vibrations to keep you alert.
  • Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
  • Pedestrian and Cyclist Detection - Pedestrian detection functionality detects people walking near your car to help you avoid accidents. If necessary, the system can apply the brakes. If a cyclist swerves in front of your car, cyclist detection warns you with a light on the windscreen and can even brake for you if needed.
  • Pedestrian airbag - should a collision with a pedestrian occur, Volvo's Pedestrian Airbag automatically deploys to cover the windscreen, cushion the impact and help prevent serious injury.

Volvo XC40 + C40 Recharge insurance

So, where do Volvo stand on electric cars?

Here's the lowdown:


Volvo has made a commitment to fuel efficiency and environmental friendliness by creating a broader range of hybrids and fully electric models. 

Today, you can buy plug-in hybrid Volvo cars that offer the choice to run on petrol or battery electric power, and they plan to add more powertrain options, including mild hybrids and battery electric vehicles.

Volvo has big plans to expand their electric vehicle range over the coming years. Here's what to expect from the Swedish firm:

  • 2019: 11 cars became available with plug-in hybrid technology
  • 2020: The XC40, Volvo's first fully electric SUV arrived in 2020
  • 2022: Launch of Volvo C40 with its 260 mile range, 408PS twin electric motor setup and 78kWh battery
  • 2025: 50% of Volvo's new cars will be fully electric 
  • 2040: Volvo's vision is to be climate neutral across their full value chain

So, are you ready to go electric?

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • A Which? Recommended Provider for 10 years running
  • LV= car insurance rated 4.6 out of 5 based on 4.900 customer reviews independently verified by Feefo
    Correct as of 26 June 2024

Now sit back, relax and start your quote