Car insurance for your Skoda

Cover your Skoda with Defaqto 5 Star rated car insurance
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Why choose LV= to insure your skoda?

Join over 87,000 like-minded people who insure their Skoda with us

87,473 people insured their Skoda with us (correct at 11 January 2024)

defaqto expert rated 5 star 2023
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
  • Uninsured driver promise
    If the other driver is not insured and the accident's not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident - even if there's no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen

Skoda Safety features

Most newer Skodas have a number of beneficial safety features

Things like... 

  • Autonomous Emergency Braking (AEB) is a smart safety system that automatically applies the car's brakes if the driver doesn't react quickly enough to a hazard ahead, the system can help avoid or mitigate potential collisions.
  • Blind Spot Detection can warn you about vehicles approaching quickly that you may not have noticed. It'll display an LED in your wing mirror if a car appears in your blind spot. The LED flashes if you begin to indicate to warn you of the potential danger.
  • Traffic Jam Assist - Skoda's system combines Adaptive Cruise Control, Lane assist and the automatic gearbox to automatically follow the traffic ahead in a jam, accelerating and braking as needed. You just need to keep your hands on the steering wheel.
  • Crew Protection Assist is designed to lessen the consequences of a collision. It analyses driving data and if it detects an imminent collision, it'll retract the front-seat safety belts, raise the side windows and close the sunroof if you have one.
  • ESC with Multicollision Brake - If a Skoda is involved in an accident and the airbags are activated, it could continue to move afterwards and possibly cause another accident. To prevent this, the braking system will activate after a collision, to bring the car to a standstill and keep it stationary.

Skoda Enyaq

So, where do Skoda stand on electric cars? 

Here's the lowdown:


The Enyaq is Skoda's only all-electric car. However, it's available in both SUV and Coupe body shapes, with various trim levels.

  • The Skoda Enyaq Coupe can get you from 0-60 in just 5.5 seconds if you're driving the sporty vRS. All the coupe versions will charge to 80% in just 30 minutes when using a fast charger. Even the entry level 85 Edition comes with heated front seats, LED ambient lighting and adaptive cruise control as standard.
  • The Skoda Enyaq SUV is available with two battery options - the larger, faster 82 kWh which will do well over 300 miles on a single charge, or the cheaper to buy 62 kWh, which will still manage early 250 miles.

So, are you ready to go electric?

We're always in top gear when it comes to car cover

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating 
  • A Which? Recommended Provider for 10 years running
  • LV= car insurance rated 4.7 out of 5 based on 5,215 customer reviews independently verified by Feefo
    Correct as of 16 April 2024

Now sit back, relax and start your quote