Travel insurance for Spain

Does the UK Global Health Insurance Card (GHIC) cover me in Spain?

With an active GHIC, you should be covered when it comes to healthcare costs and potential accidents in Spain. 

A GHIC only covers state care too, so any private treatment, mountain rescue service, repatriation to the UK, or cruise incidents won't in included. Find out more information about our cruise cover.

Why is Spain a popular tourist destination?

Fiestas, flamenco and fun in the sun attracts tourists to Spain from all over England, Scotland, Wales and Ireland every year. That said, travel insurance should still be a priority.

Good travel insurance covers you if things don’t go to plan. Knowing you’re protected is the first step to being able to truly relax by the pool.

Safety tips for Spanish trips

If you have an emergency when you’re in Spain, call 112 and ask for an “ambulancia” (Spanish for ambulance). The number’s free. Alternatively, the number for local police is 092.

Spain has a Mediterranean climate, so it can get very hot - especially in summer. Stay hydrated, drink plenty of water when you’re out and about and remember to apply high-factor suncream. The higher the factor, the better! And don’t forget to reapply throughout the day, especially after getting out of the water.

The beaches are a big draw when it comes to holidays in Spain. Whether you’re heading to Ibiza or Gran Canaria, it’s important to be safe when taking a dip. Keep an eye on depth and currents and pay attention to any signs warning you of potential hazards.

Are there any risks when travelling to Spain?

Visiting anywhere abroad can come with its own challenges. Here are some common risks and safety considerations to help you stay safe and enjoy your trip to Spain:

Health Risks

1. Heat: Spain can get very hot, especially in summer. Avoid too much sun and drink plenty of water to avoid heat-related illnesses like heatstroke and dehydration.

2. Food and drink: While Spain generally has high standards of food and water safety, it doesn’t hurt to think about what you’re eating and drinking. Always stick to reputable establishments.

Safety and Security Risks

1. Petty crime: Pickpocketing and bag snatching can take place in crowded areas, tourist hotspots and public transport. Stay alert and keep your belongings secure.
2. Scams: Tourists can be the target of scams, like overcharging or fake goods. When it comes to purchases or services, always think about what’s being offered before deciding if it’s genuine.
3. Terrorism: Although the risk is relatively low, Spain has experienced terrorist incidents in the past. Stay up to date with GOV.UK’s latest travel advice, including safety and security in Spain.

Natural Risks

1. Wildfires: In summer, certain regions in Spain may be prone to wildfires. Stay informed of local advice and avoid affected areas.
2. Flooding: Heavy rain can lead to flooding in certain parts of Spain, particularly in autumn. Check weather forecasts and follow local guidance.

Travel and Public Transport

1. Road safety: Traffic accidents can occur and road conditions can vary, especially in rural areas. Take care when driving or using public transport in Spain, just as you would anywhere else.
2. Strikes and protests: Occasional strikes or protests can disrupt transport. It’s worth checking for any planned disruptions so you can make alternative arrangements.

Cultural and Legal Considerations

1. Local laws: Travelers should be aware of local laws and customs in Spain, including rules about alcohol, smoking, and public behaviour.
2. Language barrier: Many people in Spain speak English, especially in popular tourist areas, but there may be situations where language poses a challenge.

Travel tips for Spain

• Travel insurance: Consider purchasing comprehensive travel insurance that covers health, theft, and cancellations.
• Stay informed: Keep up to date with travel advice from official sources, like the Foreign, Commonwealth & Development Office (FCDO).
• Prepare: Plan ahead, stay aware of your surroundings, and have emergency contact information available.

Being aware of these risks and taking appropriate precautions can help you enjoy a safe and memorable trip in Spain.

Why do I need travel insurance in Spain?

Fiestas, flamenco and plenty of fun attracts tourists from England to Spain each year. That said, travel insurance should still be a priority.

Good travel insurance covers you should things go wrong. Whether it’s tracking down lost luggage or departure delays, knowing you’re protected is the first-step to being able to truly relax by the pool. 

In any emergency, you should call 112 and ask for an “ambulancia”, the Spanish word for ambulance. The number is free of charge. Alternatively, the number for local police is 092. 

Spain has a Mediterranean climate, meaning it can get very hot - especially during summer. Stay hydrated by drinking plenty of water when out and pack high-factor suncream to avoid getting burnt. The higher-factor the better and remember to top up after going into water.

The beaches are a big draw when it comes to holidays in Spain. Whether you’re heading to the Ibiza or Gran Canaria, it’s important to be safe when taking a dip. Keep an eye on depth and currents and be aware of any signs that may be up.

Without travel insurance in Spain you will have to pay out for cancelled flights, accommodation or lost luggage.