No commuting, no distractions, flexible working and managing your own time. There are lots of positives to working from home.
You may think, that as an employee, your employer will cover all insurances relating to your employment. And they probably will. But you also need to let your home insurance company know.
Once your insurance company know that you're using your home for 'business use' they will assess whether this could impact your insurance cover. In many cases it won't.
If you're just doing clerical work on behalf of your employer and you don't receive visitors then there probably won't be any change to the terms of your home insurance or the cost. In fact, it may even go down because there is someone in the house more of the time.
LV= already provides cover for office equipment like computers and printers. It comes as standard with our
Home Contents Insurance.
If you need to see clients at home though, this may alter your home insurance cover. With additional people coming to the house, you could be seen as more of an insurance risk and your home insurance costs may increase.