Tenants And Renters Insurance

Tenants insurance for the place you love most
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If you're living in rented accommodation and haven't thought about contents cover yet, you should definitely consider getting tenants insurance.

  • Why do you need tenants insurance?
  • Landlord vs Renters; who's responsible for what?
  • What does tenants insurance include?

If you haven’t thought about tenants insurance for your rented accommodation yet, you’re not alone; more than 50% of renters may not have have any contents cover, which can lead to disaster should the worst happen.

Your landlord is only responsible for the building itself and any fixtures in it, so as a general rule; anything that you would take with you if you moved out, you are responsible for covering. If the damage caused to your belongings isn’t your fault (we’re talking things like leaky pipes), it’s still your responsibility to insure your stuff and won’t come under your landlord’s insurance.

What's covered with LV= tenants insurance?

PLACEHOLDER
  • Flexible contents cover  
    Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can work that out for you
  • Accidental damage 
    Whilst no accidental damage cover is provided as standard on our Essentials product, we cover TV’s, game consoles and laptops under our Home policy. Full cover comes as standard on Home Plus and both Essentials and Home can be upgraded to include this.
  • Liability
    We’ll pay up to £5,000 on Essentials, £10,000 on Home or £15,000 on Home Plus for fixtures and fittings you have installed in your home or are made responsible for, e.g. light fittings or a new kitchen
  • Locks and keys
    Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash

More about LV= tenants insurance

Icon of a sofa, a pair of keys and a document.

So, make sure your prized possessions are protected and your stuff is secure with tenants insurance. 

Want to know more? We’ve put together a handy guide on how flat insurance is different to home insurance and why you need which.

Home insurance FAQs

Add our home insurance to your prized possessions

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating for our Home and Home Plus insurance
  • Which? Recommend Provider for home insurance

All set? Great. Let's start your quote