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Over 50s home insurance

5 Star rated cover

We look after what matters to you and your family

Over 50s home insurance from LV=

At LV= we know your home is your castle, so you want the best level of cover to look after your property and belongings. If you are over 50 and looking for home insurance, why not see how much you could save by getting a quote today?

Get peace of mind with our highly-rated cover. Defaqto have awarded our home insurance a 5 Star Rating for the eleventh year in a row.

Defaqto 2018 - 5 Star home insurance

Defaqto 5 star rated cover for our Home and Home Plus insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls will be recorded

Choose between our Home Insurance and our new Home Plus cover if you're looking for an extra level of protection. Just select the level of cover when you get your quote.

Both of these include:

  • New locks and keys if your keys are stolen or lost
  • An extra 10% of cover for special occasions such as weddings and religious festivals
  • A 12-month warranty on all repairs when you use our recommended repairer service

See how they compare...

What we’ll cover


Home Plus

Full accidental damage for buildings



The cost to rebuild your home

£1 Million


Contents of your home

£25k – £100k

Up to £150k

Alternative accommodation if repairs to your home following a claim mean you can’t stay there



Trace and access if there's a leak in your property



Icon of a woman with a question mark in a blue thought bubble

What's not covered...

  • Gradual wear and tear
  • Breakdown of home appliances
  • Fences damaged by storm

Read our most common examples of what's not covered in our claims considerations guide

Choose the level of home insurance you'd like when you get a quote

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