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What do you need to get a home insurance quote?

Your checklist of things to have to hand

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Information you'll need to have to get a home insurance quote with us

We want to make getting a quote with us as easy as possible. To save you time, we've put together a list of the information you'll need in order to be able to get a home insurance quote.

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Your details and claims history

  • Personal details like your date of birth, telephone number and email address
  • If you or anyone living with you have any unspent criminal convictions
  • If you need to add a joint policyholder, we'll need their details too

Make sure your sum insured is right

It’s really important that you get your contents sum insured correct.

The sum insured is the maximum amount that we will pay out to you in the event of a claim, so, your contents need to be insured for the amount that it would cost to replace them as new.

It's good practice to re-evaluate your contents on a regular basis, this could be after Christmas or birthdays especially if expensive items have been bought.

For more information, read our handy guide on valuing the cost of your contents.

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Your property

  • The year the property was built
  • The material(s) that the majority of your walls and roof of your property are made of
  • Whether the property is listed and if so what grade
  • Whether the property has ever suffered from, or shows any signs of damage caused by, subsidence, landslip or heave
  • If the property has ever suffered from flooding or if it's in an area currently under a flood warning
  • What types of locks you have on your doors and windows as well as any alarms or security systems
  • If the property has a smart system
  • How your home is heated

Your belongings

  • The total cost of the contents in your home - this amount should include all of your contents plus valuables, bicycles and personal belongings. Our contents cover is on a new for old basis
  • Details of any valuables (jewellery, watches, furs, items made of gold, silver and other precious metals, pictures and other works of art, including stamp, coin and medal collections) worth more than £2,000 individually for Home and more than £5,000 for Home Plus that you have in your home, you'll need to let us know if you'd like these items covered outside of the home as well
  • How much cover you'll need for belongings you take away from the home worth £2,000 with our Home policy and worth more than £5,000 for our Home Plus policy, or less each, such as mobile phones, cameras and glasses.
  • The make, model and value of any bicycles you'd like covered away from home worth more than £1,000 each
  • How much cover you'll need for bicycles you take away from the home worth £1,000 or less each.
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