On an Essentials policy, there's no accidental damage cover included as standard. So, if you'd like cover for damage such as children or pets knocking valuable objects over, or spillages and stains that damage furniture like your sofa or bed, you'll need to add our additional accidental damage cover.
Our Home policies provide some cover for games consoles, tablets, laptops and TV as standard, but if you’d like full accidental damage cover, you’ll need to add additional accidental damage cover.
Our Home Plus policies include full accidental damage cover as standard.
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