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Home buildings & contents

Some things work better together

Buy together and save more

House with a green heart

Home buildings & contents from LV=

Some things work better together, and having both buildings and contents cover with one insurer can make life so much easier. Having both products with LV= means that if you need to claim, you only have to deal with one company which can speed up the process, plus there’s only one excess to pay.

Why not get a home quote today and see how much you could save with LV=?

Defaqto 2018 - 5 Star home insurance

Defaqto 5 star rated cover for our Home and Home Plus insurance

Get your home insurance quote online

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls will be recorded

Choose between our Home Insurance and our new Home Plus cover if you're looking for an extra level of protection. Just select the level of cover when you get your quote.

Both of these include:

  • New locks and keys if your keys are stolen or lost
  • An extra 10% of cover for special occasions such as weddings and religious festivals
  • A 12-month warranty on all repairs when you use our recommended repairer service

See how they compare...

What we’ll cover


Home Plus

Full accidental damage for buildings



The cost to rebuild your home

£1 Million


Contents of your home

£25k – £100k

Up to £150k

Alternative accommodation if repairs to your home following a claim mean you can’t stay there



Trace and access if there's a leak in your property



Icon of a woman with a question mark in a blue thought bubble

What's not covered...

  • Gradual wear and tear
  • Breakdown of home appliances
  • Fences damaged by storm

Read our most common examples of what's not covered in our claims considerations guide

Got any questions about home buildings & contents cover?

What are the benefits of having both buildings and content cover with LV=?

Having both your buildings and contents insured with the same provider can help speed up the whole process of making a claim. It helps to rule out any disputes from conflicting policies and you'll only have to pay one excess if you need to make a claim. This can help to save you both time and money in the long run.

How can I tailor my buildings & contents cover?

We offer a range of lovely home insurance optional extras so you can tailor your cover so it’s exactly how you want it. Our add-ons include full accidental damage cover, legal expenses, home emergency cover and cover for your personal possessions for when you’re away from home. You can pick and choose which extra cover you want at any time during your policy – just call us at any time to make changes.

Choose the level of home insurance you need