Scooter insurance
Our scooter insurance will make sure you're good to go
Call our UK call centre on0800 316 1225
To insure your scooter give us a call on0800 316 1225
8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday
For Text Phone first dial 18001
Calls will be recorded
More and more people in the UK are swapping their car for scooters, mopeds and small motorbikes. But why?
Well, scooters and mopeds are often more economic to run, have fewer CO² emissions and are generally cheaper to insure... That's where we come in.
WHY CHOOSE LV= TO INSURE YOUR SCOOTER?
Because there's some brilliant benefits from the very start
- Lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)
- Helmet and leathers cover included, so if yours are stolen or damaged in an accident, we'll replace them to make sure you stay safe
- Scooter accessories are also included in your cover
What you need to know about riding a scooter
You must pass your Compulsory Basic Training (CBT)
If you passed your driving test after 2001, you'll need to go through Compulsory Basic Training to ride a 50cc scooter on the road. You also need to display 'L' plates, even after you've passed the CBT test.
If you passed your driving test before 2001, you don't need to do the CBT, you don't need to have 'L' plates and you can even carry a passenger. You must take the CBT if you want to ride anything larger than a 50cc scooter.
To ride your scooter legally on the road, you'll need to register it with the DVLA first. Normally, you'll get your scooter's registration documents when you buy it. If you need help, the DVLA have a dedicated phone number for questions about vehicle registration.
Just like a car, you'll need to tax your scooter to ride it legally in the UK. Small bikes, like scooters and mopeds, are often under 150cc and so they fall into the lowest tax bracket. This can cost as little as £17 per year.
Lastly, before you flip your visor down and hit the road, make sure you have insurance for your scooter. LV= offers comprehensive cover in the event of an accident or if your scooter is stolen. Your helmet, leathers, sidecar and accessories are covered too, as well as an optional £100,000 motor legal expenses cover, including help with personal injury claims.
You can find more information about your scooter licence on the UK Government website.
Do you have a moped or a scooter?
Usually it's the engine size that determines whether you have a scooter or a moped
Scooters
Scooters have a more powerful engine, ranging between 50cc and 150cc. This means scooters have a higher top speed and so are often more expensive to tax and insure
Mopeds
Mopeds are smaller than scooters, although the wheels can be larger. They normally have a maximum engine size of 50cc and a top speed of about 28mph