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Life & Critical Illness

Get extra protection with Critical Illness cover

Get extra protection and buy Critical Illness cover with your Life Insurance

Our life insurance policies can provide vital protection for those you love. It's easy to think a critical illness isn't going to happen to you, but should the worst happen you can help make sure your family and loved ones are protected by easing their financial worries. Your loved ones might see you as as superhero, but none of us are invincible. Life Insurance with Critical Illness will pay out if you die or are diagnosed with a critical illness.

Why choose LV= Life Insurance with Critical Illness?

  1. Cover from £5 a month
  1. Quick and easy application
  1. 91% of Critical Illness claims were paid in 2016
  1. We cover 63 critical illnesses
  1. We aim to pay claims within three days
  1. Access to LV= Doctor Services at no extra cost

Life Insurance at a glance

  1. Pays a cash lump sum if you die within the plan term
  2. If you're diagnosed with a terminal illness we can pay out early (before the last 12 months of the plan)
  3. What you pay depends on your personal circumstances such as your age and whether you smoke
  4. Available to UK residents aged 17 to 79
  5. Your premiums are guaranteed not to change in the future unless you change your cover
  6. You can increase your cover after specific life events without medical evidence

Critical Illness at a glance

  • Pays a lump sum if you are diagnosed with one of the 63 critical illnesses whilst covered, including terminal illness
  • Up to £25,000 for your children for 62 conditions at no extra cost. Watch our customer story video
  • Cover available from only £5 a month
  • Available to UK residents aged 17 to 64 when your policy starts
  • Your cover will be guaranteed
  • In 2016 we paid a total of £21 million in critical illness claims

If you stop paying your premiums you won't get any money back and your cover may stop. Please read the policy summary to help you understand the full features of this product.

Please note, additional features could be available on this type of product, including total permanent disability, inflation-linked cover and reviewable premiums. Should you wish to discuss additional features, you can contact LifeSearch on 0800 197 2266. LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.


What you need to consider when you buy Life Insurance with Critical Illness

Amount of cover

Choose the amount of Critical Illness cover you wish to add to your Life Insurance.

Coin being put in a slot

Level or decreasing cover

A choice of life cover types, level cover or decreasing cover.

Woman ointing to a graph

Length of your policy

How long do you need your life cover with Critical Illness to last?

Stopwatch with years

Joint or single cover

Do you want to cover yourself, your partner or both?

Man and a woman (partners)

Our Life and Critical Illness application is quick and easy



Do you need help?

Call LifeSearch on 0800 197 2266
Mon to Thu 8am - 8pm, Fri 8am - 6pm

Existing customers 0800 678 1906
8.30am - 6.30pm Monday to Friday

LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.

Calls may be recorded for training and monitoring purposes.

More about LifeSearch and your protection needs