As part of your life insurance application we may need to contact your doctor for a medical report.
There could be a number of reasons for this, such as...
The reason we do this is to help us better understand the risk that we are insuring and to ensure that everyone pays a fair price for their insurance.
Access to Medical Reports
Insurers are allowed to ask for a medical report from your doctor under the Access to Medical Reports Act (1988) or the Access to Personal Files and Medical Reports Order 1991 (Northern Ireland only).
During the online application, we’ll ask you to provide:
This means, if we do need a report, we can contact your doctor quickly to help avoid any delays and to get your cover in place as soon as possible. You’ll also have the option to see the report before it’s sent to us if you want to.