Membership products

The products you need        to qualify as a member

What’s a with-profits product?

With-profit products are long-term investment products where the premiums are pooled together in the with-profits fund and invested. Products that invest in the with-profits fund benefit from bonuses, smoothing (where the investor is cushioned from the ups and downs of the stock market) and/or other guarantees.

Find out more about with-profits fund information.

LVFS with-profits products

The following products were issued by LV= or friendly societies acquired by LV= a long time ago.
With-profits products

Other LVFS products

The following policies were issued by LV= or companies acquired by LV= in the past
Heritage
Protection
Savings and Retirement

Teachers Assurance

The following policies were issued by Teachers Assurance and are now looked after by LV=. Find out more about Teachers Assurance products.
With-profits products
Other products

RNPFN

The following policies were issued by Royal National Pension Fund for Nurses and are now looked after by LV=. Find out more about RNPFN products.
With-profits products
Other products