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Fund options

We're sure we've got a fund option that's just right for you

fund options

Your Smoothed Managed Funds Bond Series 1 options explained

Smoothed Managed Extra Cautious

  • The fund is designed to provide long term steady growth together with a very low level of investment risk.
  • The fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.*
  • The fund aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

*Fixed interest securities can include government bonds and corporate bonds. Equities refers to shares in companies. Other related instruments refers to different types of investments, often used for the purposes of efficient portfolio management, not covered in the previous definitions. 

    Smoothed Managed Cautious

    • The fund is designed to provide long term steady growth together with a low level of investment risk.
    • The fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.*
    • The fund aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

    *Fixed interest securities can include government bonds and corporate bonds. Equities refers to shares in companies. Other related instruments refers to different types of investments, often used for the purposes of efficient portfolio management, not covered in the previous definitions. 

     

      Smoothed Managed Balanced

      • This fund option is designed to provide long term moderate growth together with a low to medium level of investment risk.
      • The fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.*
      • The fund aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

      *Fixed interest securities can include government bonds and corporate bonds. Equities refers to shares in companies. Other related instruments refers to different types of investments, often used for the purposes of efficient portfolio management, not covered in the previous definitions. 

       

        Smoothed Managed Growth

        • This fund option is designed to provide long term growth together with a medium level of investment risk.
        • The fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.*
        • The fund aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

        *Fixed interest securities can include government bonds and corporate bonds. Equities refers to shares in companies. Other related instruments refers to different types of investments, often used for the purposes of efficient portfolio management, not covered in the previous definitions. 

         

          Smoothed Managed Growth Plus

          • This fund option is designed to provide the long term steady growth together with a medium level of investment risk. Within this objective we aim to invest in more sustainable assets within this fund.
          • The fund invests, either directly or indirectly, in a diversified portfolio of fixed interest securities, equities, property, cash and other related instruments.*
          • The fund aims to avoid sharp rises and falls by averaging the investment return over a rolling 26 week period.

          *Fixed interest securities can include government bonds and corporate bonds. Equities refers to shares in companies. Other related instruments refers to different types of investments, often used for the purposes of efficient portfolio management, not covered in the previous definitions. 

            Add a financial safety net to your investments with an optional guarantee

            We know it's vital to feel comfortable and reassured with your investment choice. That's why we offer the option of buying an investment guarantee.

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            • When you buy a guarantee, we promise that at the end of the guarantee term, your bond will be worth at least the amount of the investment at the time you bought the guarantee, less any withdrawals including any on-going and ad-hoc adviser charges, paid out. Naturally, if your bond is worth more than the guaranteed amount you'll get the extra as well.
            • You can buy a guarantee when you start your bond or upon expiry of an existing guarantee, subject to availability.
            • The guarantee is only available on the Smoothed Managed Cautious Fund.