ISA Charges
Understand your ISA charges
ISA Charges
What expenses will be charged to your ISA?
There are various costs involved in setting up and looking after your ISA. These costs range from your initial adviser charge, administration and fund management fees - plus any other charges that your financial adviser may discuss with you
Funds - Annual Management Charge
The Annual Management Charge (AMC) is 0.95% of the funds' value across all of our fund options. The charge is taken monthly as 1/12 of the annual charge by cancelling units.
Read more about the ISA fund options
Guarantee – Annual Terms and Charges
Guarantees are bought at an extra monthly cost and will be fully explained in your policy documents.
- 10 year term Guarantee Charge on the ISA Cautious Fund – 0.35%
All charges are regularly reviewed and may change from time to time. Your financial adviser will be happy to provide details of the current terms and charges.
Fund size - Annual Management Charge discount
Depending on the size of your investment a discount will be applied to the annual charge as shown below.
| Fund value (including mutual bonus)* |
Fund size discount |
| £0 up to £99,999.99 | 0.00% |
| £100,000 up to £149,999.99 | 0.05% |
| £150,000 up to £249,999.99 | 0.10% |
| £250,000+ | 0.15% |
| Fund value (including mutual bonus)* |
Fund size discount |
| £0 up to £99,999.99 | 0.00% |
| £100,000 up to £149,999.99 | 0.05% |
| £150,000 up to £249,999.99 | 0.10% |
| £250,000+ | 0.15% |
Next steps
To help you get the most from your money please contact your financial adviser
