RNPFN With-Profits Principles and practices
Find out how we manage the RNPFN With-Profits fund
Principles and Practices of Financial Management
Our 'Guide to how we manage the RNPFN fund for with-profits business' includes:
These beliefs and behaviours are how we manage all with-fund profit investments
- What the with-profits fund is
- The aim of the with-profits fund
- How the with-profits fund works
- How returns on policies are decided
- What bonuses are paid
You can download both the customer friendly and technical versions of these documents.
Principles and Practices - Annual Report
Each year a report is produced on how the with-profits fund has been managed compared to the PPFM.
Principles and Practices - Summary of Changes
The PPFM is regularly reviewed and changes are sometimes made. When significant changes are made the RNPFN policyholders are informed. Here is a summary of all the changes made since 2004.
RNPFN With-Profits Committee - Terms of Reference
The RNPFN Supervisory Board acts as the With-Profits Committee for the RNPFN with-profits fund. For more information on the Supervisory Board’s role as the With-Profits Committee see the terms of reference.