Pension scams

Pension and investments fraud

How do the scams work?

Pension and investment scams

Pension and investment scams are often difficult to spot as they're designed to look genuine.

  • We're aware that people are being contacted unexpectedly for a ‘free pension review’. It could be a phone call, an email, text message or an offer in an online advert.
  • People who operate investment scams use sophisticated techniques to build trust and convince even the most experienced investors out of their savings. 
  • While these offers appear to be legitimate, most of the firms and individuals involved in these offers are not authorised or regulated by the Financial Conduct Authority.


Don't let a scammer enjoy your retirement!

  • The Pension Regulator (TPR) has launched a new campaign so everyone can understand how to protect themselves from scammers.
  • Learn how to spot the signs and check who you're dealing with on the ScamSmart website to give yourself the biggest protection against fraudsters. 

4 simple steps from the FCA to protect yourself from scammers

Step 1

Reject unexpected offers

Step 2

Check who you're dealing with

Step 3

Don't be rushed or pressured

Step 4

Get impartial information or advice

Cyber aware

How to avoid becoming a victim of financial crime

While financial crimes comes in many different forms, it's important to protect yourself as best you can.

  • To make sure you don't get caught out, you need to be prepared to spot the signs of fraud and cyber-crime to keep you and your money safe.
  • Being a victim of a cyber-attack has many implications, so staying secure online is essential to protecting your personal identity and finances.

Do you suspect fraud?

If you're worried that you may suspect fraud, and you have an LV= policy, contact us via the email address below.

Contact our Financial Crime Investigations team: