Welcome to LV= customer support. Here's everything you need to know about your pet policy...
It's great to have you with us
Let's get you where you need to go...
What would you like to do?
You can manage your policy online
Need to change your address?
No problem, please fill in our online change of address form.
Do you want another person to have access to your policy?
You can nominate someone to access your policy on your behalf by filling in our online nomination form.
Prefer to call?
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
Can't find your documents?
Try checking your junk email folder as they might have ended up in there.
Request a copy of your documents
Prefer to call?
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
If you've got a pet insurance policy, with us you can make the most of our pet helplines. Your cover includes access to a veterinary support and advice service which you can use if you have concerns about your pet’s health or welfare. Full details of the advice line and how to use it can be found in your renewal pack. We’re also here if you’d like to chat about bereavement counselling or ask any pet legal advice questions. So, here are the details...
Vet advice line:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays closed
For Text Phone first dial 18001
Calls will be recorded
Pet bereavement support service:
No one can prepare you for the loss of a beloved pet, but sometimes it can help to talk to someone who understands. The Blue Cross Pet Bereavement Support Service are only a phone call away...
Mon-Sun 8:30am - 8:30pm
For Text Phone first dial 18001
Calls will be recorded
Email: [email protected]
Legal advice helpline:
24 hours a day, 365 days a year
For Text Phone first dial 18001
Calls will be recorded
Do you have a general enquiry?
Simply fill out our online form.
Prefer to call?
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
Need to make a complaint?
We'll work with you to set things straight. You can call us on:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
Once we've received your complaint:
Our aim is to get it right, first time, every time. So, if we make a mistake we'll try to put it right straight away.
If we can't settle things straight away, we'll confirm that we've received your complaint within five working days and do our best to resolve the problem within four weeks. If we can't, we'll let you know when to expect a resolution.
You have the right to refer your complaint to the Financial Ombudsman free of charge, but you'll need to do so within six months of the date on your final response letter.
If your complaint is not referred in time, the Ombudsman won't have our permission to consider it. The only way they'll look at your complaint after six months is if they believe the delay was a result of exceptional circumstances.
Using our complaints procedure or contacting the FOS does not affect your legal rights.
Would you prefer to write to us?
You can email us at [email protected]
Or send a letter to LV= Pet, PO Box 221, Huddersfield HD8 1FP
Please let us know:
- Your name
- Policy number
- Pet name
- The best way to contact you to help us resolve the solution
When emailing, please don’t send us confidential or financial information like credit card details.
A little bit more about LV= pet insurance
More information about our pet cover
More information about our lifetime and time limited cover...
Vet fees
Worried about unexpected vet bills? At LV=, all of our policies cover vet fees up to an agreed limit.
A Time Limited policy provides cover for an illness or condition for up to 12 months from the date of your pet's first treatment. There are two levels of Time Limited vet cover: up to £1,500 or up to £2,500.
Lifetime lets you claim for vet fees up to your chosen limit each year. There are three levels of Lifetime vet fee cover: £3,000, £5,000 or £10,000.
Don't forget: if your pet has any pre-existing medical conditions when you take out your policy, we may not cover these or any condition linked to them.
Complementary treatments
Pooch off to physio? Cat need to see a chiropractor? Our pet insurance includes complementary treatments.
At LV=, our pet insurance policies - Time Limited and Lifetime - include complementary treatments.
So if your vet recommends a treatment like acupuncture, hydrotherapy, osteopathy, physiotherapy, laser therapy or chiropractic therapy, these will be covered under your ‘Veterinary fees’ cover and maximum benefit.
What's included?
Time Limited - 10 sessions (of each therapy type, for each separate illness/injury, in each policy year)
Lifetime - 10 sessions (of each therapy type, for each separate injury/illness, up to the vet fee maximum benefit/time limit)
Liability to other people for injury and property damage
Imagine you're out for a lovely walk in the country with your dog. They're off the lead, exploring all the rabbit holes and splashing in puddles. Suddenly, they catch sight of someone on a bicycle, chase and bump into them, causing them to fall off and hurt themselves.
Because you're responsible for your dog's behaviour, the cyclist could sue you for negligence. They could make a personal injury claim to cover the cost of medical treatment or demand compensation.
Our policies offer you up to £2million, for each incident, for costs and compensation if your dog has injured someone, or caused damage to someone's property.
Overseas cover
Off on an adventure? Here's one less thing to worry about: if you take your pet on holiday and they get ill, we'll cover the cost of vet care abroad up to the limit on your policy.
LV= pet insurance also covers quarantine costs and replacing travel documentation for your pet.
Our overseas pet cover means you (and your furry family member) can kick back, relax and enjoy your holiday.
Advertising/rewards
Lost pet? We'll cover you for advertising and reward costs, so you can be reunited sooner
We know it's stressful and upsetting when pets go missing. If your pet's lost or stolen and you need to advertise to find them, we'll reimburse your advertising costs up to £1,500. We also give you the option to offer a maximum reward of £500, so you can be reunited with your pet sooner.
This cover is included in all our Time Limited and Lifetime policies.
Death from illness or accident
We'll cover you for the death of your pet from illness or accident.
Pets are like family, and we know losing them can be devastating. Our Time Limited and Lifetime policies include death from illness cover. We’ll reimburse you for the price you paid for your pet up to £1500 if they die from illness (before the renewal following their 9th birthday for dogs and 11th birthday for cats). We’ll also cover this at any age if your pet dies from an accident.
Boarding or pet minding fees
If you're in hospital for two days or longer, and no one's able to look after your pet, you can claim up to £1,500 to cover boarding costs for the whole of your hospital stay.
Lifetime policies also include additional boarding costs if you're delayed returning from your holiday.
Theft and straying
Fido wandered off? Beloved moggy been stolen? We're here to help.
We'll reimburse you the amount you paid for your pet if they're lost or stolen, up to a maximum £1,500.
Holiday Cancellation
If you have to cancel your holiday at the last minute because of your pet, we can help with that too.
LV= pet insurance will reimburse your holiday costs if you have to cancel or cut short your holiday because, within fourteen days of your departure date, your pet went missing or needed veterinary treatment because they suffered a serious and unexpected deterioration in health.
Our Time Limited policies will pay up to £1,500, and our Lifetime policies up to £3,000.
What's on your pet insurance checklist?
To make sure you've got all the benefits you need, check how other pet insurance policies stack up and compare the level of cover - not just the price.
Save time and see how LV= pet insurance compares to other policies.
FAQ's
Yes. We offer two levels of voluntary excess that you can select to reduce your premium. The voluntary excess you select is added to the compulsory excess. These will be shown in your documents.
If you have a lifetime policy, at the renewal following your pet’s 8th birthday for dogs, and 10th birthday for cats, a 20% excess is introduced. This means that after the flat excess amount(s) have been taken from your claim, you’ll also pay 20% of the remaining vet fees for all claims that are covered by the policy.
No, you don't have to microchip your cat to be covered by our pet insurance, but we recommend that all kitten and cat owners do so.
If your pet is not microchipped and goes missing, you must tell at least one veterinary practice in your area where he/she was last seen within 5 days of your pet going missing.
If you believe your cat has been stolen, you must contact the police within 24 hours.
Your dog doesn't need to be microchipped to be insured by LV=; however, microchipping is a legal requirement in the UK.
If your pet is not microchipped and goes missing, you must tell at least one veterinary practice in the area where he/she was last seen within 5 days of the pet going missing as well as contact the local dog warden or council within 2 days.
If you believe your dog has been stolen, you must contact the police within 24 hours.
Yes, dental treatment is covered and each type of policy offers different levels of cover.
Our Lifetime policies cover dental treatment for your pet as long they’ve had an annual dental examination and any treatment recommended is carried out within 6 months.
Our Time Limited policies only cover treatment for dental or gum problems which are caused by an accidental injury. The only exception to this is that we’ll cover the cost to remove the first milk teeth when your pet is 6 months or older providing he/she was under 16 weeks old when the cover started.
None of our policies cover scaling and polishing of the teeth or any other routine or preventative dental treatments.
Yes, complementary treatment such as acupuncture, hydrotherapy and physiotherapy is covered as long as the treatment is carried out by a qualified therapist and has been recommended by your vet.
Policies cover 10 sessions for each condition on all plans within the vet fee limit/maximum benefit. This 10 session limit applies to each individual therapy type for each condition. Session limit is refreshed at renewal on the lifetime plans only.
FAQ's for our former Fairmead customers
Why aren't Fairmead renewing my policy?
In January 2020, Fairmead pet insurance was acquired by Allianz Holdings PLC, which also owns the Liverpool Victoria General Insurance Group (also known as LV=). This means Fairmead no longer offer pet insurance, but we're excited to tell you that from your renewal date, your cover will be provided by LV= Pet Insurance and underwritten by Allianz
Who are LV=?
We're proud to be one of the UK's largest personal lines insurers, with more than 7 million customers and 4,000 employees. Throughout our 170 year history, LV= have put our people and customers at the heart of everything we do, because what matters most to you, matters to LV= too.
How do I contact LV= to find out more?
You can call LV= Pet Insurance on 0330 1009 712. You can also get in touch by filling out our online form
Opening hours:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
Will my cover be the same?
LV= has taken steps to match and, in some cases, improve the cover levels from your existing policy (full details will be in the policy pack which LV= will send to you around 28 days before your policy renewal date). LV= will continue to provide cover for ongoing treatment for any illness and injuries currently covered by your existing policy, subject to you continuing your cover with LV= and the terms of your new policy. Any claims for ongoing treatment provided both before and after your renewal date will be handled by LV=. Full details of your new policy will be included in the pack LV= will send to you.
Will my multi pet discount be removed?
No. Your multi pet discount will still apply to each of your policies as your new cover starts with LV=.
Will my policy cost the same?
LV= uses different pricing structures and has carefully calculated your premium based on over 40 years' experience of providing pet insurance to millions of pet owners like you, using factors such as the age, breed, locations and claims history of your pet.
Why has my premium changed?
Any claims you made on your policy may have previously contributed to an increase in your premium at renewal. A number of factors impact your premium, such as your pet's age, increased veterinary costs, advancements in veterinary medicine and claims you have made. These mean your premium will increase at each policy renewal and over the lifetime of your policy. There could be a substantial impact on your renewal premium depending on the combination of factors that have to be taken into consideration. Changing your address may affect the premium at your next renewal.
How can I change the way I pay?
To change your payment method, please call LV= on 0330 1009 712You can spread your premium payments over 12 months at no extra cost and this change can be actioned when your new policy is set up.
Opening hours:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
Opening hours:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
What if I've made a claim?
Any claims for ongoing treatment provided both before and after your renewal date will be handled by LV=.
Full details of your new policy will be included in the pack LV= sent you.
I have a claim that isn't settled, will this cause any delays?
No, if you’ve already submitted your claim, our team will be in touch with you soon.
If you need to submit a claim for any treatment provided before your policy moved to LV=, please visit our claims page
Will LV= have the details about the claims I've made for my pet?
Yes, LV= will have access to all previous claims information.
How will my data be used?
Even if you choose not to renew your pet insurance policy with LV=, we’ll retain a legal obligation to maintain a record of the insurance cover we’ve sold and Allianz will maintain an archive of your previous policy (or policies) in the event of any queries.
What if I don't want LV= to have access to my data?
It’s important you have continuous cover for your pet, particularly if your pet is suffering from a condition that requires ongoing treatment. Your information will have been passed to LV=.
If you'd like your data removed, contact us on 0330 1009 712.
Opening hours:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays 9am - 5pm
For Text Phone first dial 18001
Calls will be recorded
For full details regarding our Privacy Notice, please click here.
Want to know more?
What if I've made a claim?
Any claims for ongoing treatment provided both before and after your renewal date will be handled by LV=.
Full details of your new policy will be included in the pack LV= sent you.
I have a claim that isn't settled, will this cause any delays?
No, if you’ve already submitted your claim, our team will be in touch with you soon.
If you need to submit a claim for any treatment provided before your policy moved to LV=, please visit our claims page
Will LV= have the details about the claims I have made for my pet?
Yes, LV= will have access to all previous claims information.
If you'd like to chat about an existing claim or need support making a new claim, please call us on:
Mon to Fri 8am - 8pm
Saturdays 9am - 2pm
Bank holidays closed
For Text Phone first dial 18001
Calls will be recorded
If you'd prefer to email us, you can:
To make a new claim, you can email [email protected]
and for any other query relating to claims, please email [email protected]