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Pet insurance comparison

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What's on your pet insurance checklist? 

To make sure you've got all the benefits you need, check how other pet insurance policies stack up and compare the level of cover - not just the price. 

Pet insurance provider LV= Admiral Aviva Tesco The Kennel Club
Type of cover Lifetime
Lifetime
Lifetime
Lifetime
Lifetime
Defaqto 5-Star rated yes

yes

Premier plus only

No Rating yes yes
Vet fee limit per policy year

Lifetime £3k

Lifetime £5k

Lifetime £10k

Classic £2.5k

Premier £5k

Premier Plus £10k

Super 1K 

Lifetime Superior 2K

Lifetime superior plus 4K 

Lifetime Prestige 6K

Premier £2k

Premier £4k

Premier £7.5k

Premier £10k

Lifetime £7.5k

Lifetime plus £15k

Alternative medicine covered up to the vet fees limit yes No
No
No
No
Voluntary excesses available yes No
No
yes
yes
Behavioural cover yes
No
yes
No
yes
Dental illness cover yes
No
No
yes
yes
Online discount yes
No
No
yes
No
No admin or cancellation fees yes
No
yes
yes
No
Accidental damage cover yes
yes
yes
No
No
365 days cover overseas yes
No
No
No
No
Quarantine yes
No
No
yes
yes
Legal helpline yes No
No
yes
No
Pet bereavement service yes No
No
yes
No

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