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<div><section class="module product-features theme-warm-grey module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Why use the LV= Annuity Shop?</h2><p class="title h2">If you&#39;ve decided to buy a guaranteed income for life then we will do the shopping around and get you the highest income</p><p class="lead">Here are some reasons to get in touch...</p></div></div></div><div><div class="editablediv product-features__body bulleted"><ul style="margin-left: 20px;">
    <li>
    <p><strong>Best annuity rates.&nbsp;</strong>We can pick the best quote from the whole of the market; we&rsquo;ll contact all of the <a href="/pensions-retirement/annuities" title="LV= annuities page">annuity</a>&nbsp;providers available to get the highest income for you. </p>
    </li>
    <li>
    <p><strong>Free, no obligation quotes.&nbsp;</strong>No upfront fees, no obligation. </p>
    </li>
    <li>
    <p><strong>Personal.&nbsp;</strong>Right from the start you will have your own personal contact with us, with a direct contact number.</p>
    </li>
    <li>
    <p><strong>Thorough.&nbsp;</strong>We&rsquo;ll help shape your decisions by ensuring you understand the <a href="/pensions-retirement/guides/types-of-annuity" target="_self" title="Types of annuity guide">different types of annuity</a>&nbsp;available so you can select what is best for you. We know what information the annuity providers need, so we&rsquo;ll take time to gather this from you thoroughly. </p>
    </li>
    <li>
    <p><strong>Peace of mind.&nbsp;</strong>We are strictly regulated by the Financial Conduct Authority. You&rsquo;ll be in safe hands. </p>
    </li>
    <li>
    <p><strong>Here to help.&nbsp;</strong>We&rsquo;ll take you through the whole process with a helping hand, including setting-up your new plan and liaising with your pension providers.</p>
    </li>
</ul></div></div></div></div></div></section></div>

<div id="" data-propsId="70986563fd3d4751ab89c1ed05eea818" class="react-component" data-name="CaseStudyCarousel"><div id="react_0HNOP2RFGFM3C"><div><section class="module casestudy-carousel  module--product module-noCurveTop module-noCurveBottom       "><div class="wrapper"><div class="container casestudy-carousel__container"><div class="head align-center theme-text-undefined moduleheader"><div class="head__main"><p class="title h2">We search rates from all the available providers</p></div></div><div class="carousel carousel--3up "><div><div class="slider slider--"><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/life-images/pension-retirement/ras/aviva.jpg?h=221&amp;iar=0&amp;w=455&amp;hash=8278070B188060A66757D1AC9ED04F18" alt="Aviva" width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/life-images/pension-retirement/ras/canada-life-logo.jpg?h=221&amp;iar=0&amp;w=455&amp;hash=753064DE259B81011DEED2AF2DEB74FF" alt="Canada Life" width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/life-images/pension-retirement/ras/just-logo-2.jpg?h=221&amp;iar=0&amp;w=455&amp;hash=3676A082C1A9AFE9E20B8D74CB97AE3B" alt="Just." width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/logos/other/legal-general-new-logo-455x221.png?h=221&amp;iar=0&amp;w=455&amp;hash=97A99A653A1F1D11A5F91DE599E253E1" alt="L&G logo" width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/life-images/pension-retirement/ras/national-friendly-logo-455x221.jpg?h=221&amp;iar=0&amp;w=455&amp;hash=4581A7DAD4F53FDFAC32EE5D2B282F3C" alt="National Friendly logo" width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/life-images/pension-retirement/ras/scottish-widows-logo.jpg?h=221&amp;iar=0&amp;w=455&amp;hash=E24F147CDEE4E9E44655908DD8001523" alt="Scottish Widows" width="455" height="221" /></span></div></figure><div class="casestudy-preview__body"></div></article></div><div class="slider__cell last"><article class="casestudy-preview"><figure class="casestudy-preview__image"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/logos/affiliates/standard-life-logo.jpg?h=157&amp;iar=0&amp;w=426&amp;hash=F81B4A058D0C2524B8FD117E401D4E41" alt="Standard Life" width="426" height="157" /></span></div></figure><div class="casestudy-preview__body"></div></article></div></div><div class="slider__controls slider__controls--center"><ul><li class="slider__controls__prev">Prev</li><li class="slider__controls__next">Next</li></ul></div></div></div></div></div></section></div></div></div>
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<div><section class="module product-features theme-warm-grey module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container product-features__container"><div class="imagerenderd editableimage"><span class="image product-features__flourish"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/icons/generic-site-wide/heart-group-40x40.svg?h=40&amp;iar=0&amp;w=40&amp;hash=807FB9D746605E6C6A6B2C4B8F2351DF" alt="Green hearts" width="40" height="40" /></span></div><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Who we are</h2><p class="title h2">We&#39;re part of LV=, a name you can trust</p><p class="lead">We specialise in providing retirement solutions; we&#39;ve been doing it for over 25 years</p></div></div></div><div><div class="editablediv product-features__body bulleted"><ul>
    <li>LV= has been in business for over 180 years.</li>
    <li>We're proud of our rich heritage and strong foundations.</li>
</ul></div></div></div></div></div></section></div>
<div id="" data-propsId="585acafae83c4125b81f63f35d21c702" class="react-component" data-name="Cover"><div id="react_0HNOP2RFGFM3D"><div><section class="module product-cover theme-light-meadow module--product module-noCurveTop module-noCurveBottom       "><div class="wrapper"><div class="container product-cover__container"><div class="product-cover__wrapper"><div class="product-cover__main"><div class="columns@md columns@md--wide"><div><div class="product-cover__cell"><div class="head head--compact  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">How it works</h2><p class="title h2">Our tried and tested shopping around process follows 3 simple steps</p></div></div></div></div><div><ul><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/icons/generic-site-wide/chat-40x40.svg?iar=0&amp;hash=35E7682CBCC05F040A4E2D6BD2593AC0" alt="" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Step 1 - It all starts with a chat</span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg fetchPriority="auto" loading="lazy" decoding="async" focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/icons/generic-site-wide/refer-signup-40x40-copy-2.svg?iar=0&amp;hash=8B6781A5FD42076ABFEDC6E77E06FB28" alt="" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Step 2 - We do the shopping around</span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg fetchPriority="auto" loading="lazy" decoding="async" focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li><li class="product-cover__cell linked"><div class="imagerenderd editableimage"><span class="image product-cover__icon"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/icons/generic-site-wide/manageyourclaim-40x40.svg?iar=0&amp;hash=ED3131945D1CD500AC5E5D6D1AF547C5" alt="" /></span></div><div class="product-cover__data"><div class="product-cover__copy links"><a href="#"><span class="editable">Step 3 - Apply and set up</span></a></div><div class="product-cover__price"></div></div><div class="product-cover__link-icon"><span class="icon icon--rightarrow"><svg fetchPriority="auto" loading="lazy" decoding="async" focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5"></path></svg></span></div></li></ul></div></div></div></div><div class="allOverlayContent"><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">It all starts with a chat</h2><div class="editablediv overlayContent__text"><h3>It&rsquo;s free, with no commitment.</h3>
<p>  Call for a chat with one of our friendly retirement options specialists; help us to understand what you want to achieve.</p>
<p>We&rsquo;ll explain all the annuity options clearly to help you to shape your choices and make a decision. </p>
<p>To help us get the highest income for you we&rsquo;ll need information about your health: this includes medical conditions (past or present), medications and lifestyle factors, for example smoking and height/weight.  Remember, these details might entitle you to an increased income, so it&rsquo;s worth giving us the detail!</p></div><ul class="overlayContent__links"></ul></div><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">We do the shopping around</h2><div class="editablediv overlayContent__text"><p>We will shop around all the providers on the market to get the highest income.  <span>We&rsquo;ll provide a detailed quote for the best rate</span>.</p>
<p>We&rsquo;ll go through the annuity quote with you and ensure you understand the details. </p>
<p> We can communicate with you securely using our online client portal.  If you prefer we can use email or the post. </p>
<p>If there&rsquo;s anything that you&rsquo;re unsure of, we&rsquo;ll take time to answer your questions.</p></div><ul class="overlayContent__links"></ul></div><div class="overlayContent overlayContent--product"><div class="overlayContent__label"></div><h2 class="overlayContent__heading">Apply and set up</h2><div class="editablediv overlayContent__text"><p>When you&rsquo;re ready to proceed, we'll help you to complete any necessary paperwork. </p>
<p> Our team will take it from there, we&rsquo;ll liaise with your pension providers and set everything up for you. </p>
<p> You&rsquo;ll be kept informed of progress and it will be easy to get in touch with us if you need to.</p></div><ul class="overlayContent__links"></ul></div></div></div></div></section><div class="product-cover__spacer theme-light-meadow"></div></div></div></div>
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<section class="module module--product advice theme-dusty-mint"><div class="desktopOnly"><div class="curve top"><svg width="1439" height="173" viewBox="0 0 1439 173" preserveAspectRatio="xMinYMax"><defs><linearGradient id="0303f732-006c-45e7-9f16-22a8786b32fd-gradtop"><stop offset="0%" stop-color="#d6ffd5"></stop><stop offset="100%" stop-color="#fdffda"></stop></linearGradient></defs><path d="M0,173V0h1440c-319.3,0-587.7,15.7-805,47S206,120.3,0,173z" fill="url(#0303f732-006c-45e7-9f16-22a8786b32fd-gradtop)"></path></svg></div></div><div class="mobileOnly"><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none" class="undefined modulecurve"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:101%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="0303f732-006c-45e7-9f16-22a8786b32fd-gradbg"><stop offset="0%" stop-color="#d6ffd5"></stop><stop offset="100%" stop-color="#fdffda"></stop></linearGradient><mask id="0303f732-006c-45e7-9f16-22a8786b32fd-mask"><path d="M0,36S294,0,719.5,0,1439,36,1439,36V0H0Z" fill="#ffffff" style="transform:translateY(-0.3px)"></path></mask></defs><rect mask="url(#0303f732-006c-45e7-9f16-22a8786b32fd-mask)" fill="url(#0303f732-006c-45e7-9f16-22a8786b32fd-gradbg)" style="transform:translateY(-0.3px)" width="1440" height="35.6"></rect></svg></div></div><div class="wrapper"><div class="container advice__container"><div class="advice__main"><div class="advice__image advice__image--bottom"><div class="imagerenderd editableimage"><span class="image "><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/adviser-contact-images/adviser-bigshot-1008x1452.png?h=1452&amp;iar=0&amp;w=1008&amp;hash=E5E7BEE3FD03D4D88BAF0FDC7B5D6E71" alt="Chris Dawson" width="1008" height="1452" /></span></div></div><div class="advice__copy"><div class="advice__speech"><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Annuity shop</h2><p class="title h2">Looking for the best annuity rate?</p><p class="lead">Have a commitment-free chat today to find the best annuity rate for you.</p></div></div><div class="contact contact--default"><div class="contact__introWrapper"></div><div class="contact__main"><div class="imagerenderd editableimage"><span class="image contact__image"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/dist/images/LV_Heart.png" alt="LV_Heart" /></span></div><div class="contact__body"><div class="contact__primary-contact"><a class="contact__tel" href="tel:0800 032 9301" aria-label="">0800 032 9301</a></div><div class="contact__details"><div class="contact__detail"><div class="editablediv contact__opening"><p><strong>Mon to Fri</strong> - 8.30am to 6pm<br />
<strong>TextDirect</strong> - First dial 18001&nbsp;</p></div><div class="editablediv contact__info"><p>We may record and/or monitor calls for training and audit purposes&nbsp;</p></div></div></div></div></div></div><div class="advice__cta"><div class="arrowlink undefined links"><span class="icon icon--rightarrow"><svg fetchPriority="auto" loading="lazy" decoding="async" focusable="false" width="16" height="9" viewBox="0 0 16 9" style="transform:rotate(-90deg)"><path d="M8,8.4 15.4,1.5 14.5,0.4 8,5.3 1.5,0.4 0.6,1.5" fill="#04589b"></path></svg></span><div class="arrowlink__link-container"><span class="arrowlink__link"><a id="82F1742A1465475CA00D6A7260D4E129-8E4848E9CC83458F9F37EC0D9860B291/pensions-retirement/request-call-back" href="/pensions-retirement/request-call-back">Request a call back</a></span></div></div></div></div></div></div></div></div></section>

<div><section class="module product-features theme-white module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Need more information?</h2><p class="title h2">Pension Wise</p><p class="lead">Pension Wise is a free, impartial government service from Money Helper offering information on your pension options.</p></div></div><div class="imagerenderd editableimage"><span class="image product-features__image hide@sm"><img fetchPriority="auto" loading="lazy" decoding="async"  src="/-/life/media/flourishes/with-partners/pension-wise-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;hash=70BBA3BFC356ECDB86586057C985CAE2" alt="Pension Wise logo" width="360" height="140" /></span></div></div><div><div class="editablediv product-features__body bulleted"><p>Pension Wise can help you find out what you can do with your pension pot and help you understand your overall financial situation for when you come to retire. It is available to anyone over age 50 with a defined contribution pension.</p>
<p>You can talk to someone over the phone or face to face.</p>
<p>For more information visit <a rel="noopener noreferrer" href="https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-wise" title="Money Helper website" target="_blank">Money Helper</a> or call them on <strong>0800 138 3944.</strong></p>
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