Life Insurance Frequently Asked Questions

What types of cover can I choose from?

Answer

You can choose:

Level cover
This means the amount of cover and the premium you pay is fixed when your plan starts, and doesn’t change. This means that as the cost of living increases, your cover will buy less.

Decreasing cover
This type of cover is designed to cover the reducing amount owed on a capital and interest repayment mortgage. The amount of cover will go down each month, but the premium you pay is fixed when your plan starts and doesn’t change.

Joint or single cover
You can choose to take out a plan that covers just yourself, or your spouse, civil partner or someone you share a financial commitment with as well.

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