Life Insurance FAQ's

What types of Life Insurance cover can I choose from?

There are a number of cover options available with Life Insurance.

Level cover

This means the amount of cover and the premium you pay is fixed when your plan starts, and doesn’t change. This means that as the cost of living increases, your cover will buy less.

Decreasing cover

This type of cover is designed to cover the reducing amount owed on a capital and interest repayment mortgage. The amount of cover will go down each month, but the premium you pay is fixed when your plan starts and doesn’t change.

Joint or single cover

You can choose to take out a plan that covers just yourself, or your spouse, civil partner or someone you share a financial commitment with as well.

Critical illness cover

You can also add critical illness cover to your Life Insurance policy, by taking out a Combined Life and Critical Illness insurance policy for extra peace of mind. 

Find out more about the different options available with Life Insurance.

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