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<div id="" data-propsId="20ba96bd02d44fe9a92417bfc938f44c" class="react-component" data-name="HeaderBanner"><div id="react_0HNM29ICVUTUN"><div class="headerBanner headerBanner--hasSecNav headerBanner--alignLeft headerBanner--clover headerBanner--overlay theme--text-white headerBanner--headlineOnly theme-warm-grey visible"><div class="headerBanner__image"><div class=""><picture class="bg-image"></picture><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#FCF9F2"></stop><stop offset="100%" stop-color="#FCF9F2"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div></div><div class="container"><div class="headerBanner__body"><div class="headerheadline"><h1 class="headerBanner__category">Complaints</h1><h2 class="headerBanner__body__headline">We&#39;ll work with you to set things straight</h2></div></div></div></div></div></div>
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<div id="" data-propsId="8b302c8b7d0846b0990c3ec565ae7c25" class="react-component" data-name="Features"><div id="react_0HNM29ICVUTUP"><div><section class="module product-features theme-dusty-mint module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">Complaints</h2><p class="title h2">If you&#39;re not happy, we&#39;re not happy</p></div></div></div><div><div class="product-features__body bulleted"><ul>
    <li>Please email us if you have a complaint regarding a life insurance, pension or investment policy you hold.&nbsp;</li>
    <li>Please include your name, any useful policy information and a way we can contact you, in your email.</li>
    <li>When emailing please don&rsquo;t send us confidential or financial information like credit card details.</li>
</ul></div><div class="product-features__cta"><span class="cta cta--secondary"><a id="804056704AF44CA1829B4890B6FB78B3-03CD42313ECD4C61AFA687EE48CDE47E/life-contact-us/complaints/email-us" href="/essaroil/sitecore/content/lv/home/life-contact-us/complaints/email-us">Email us your complaints</a></span></div></div></div></div></div></section></div></div></div>
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<div id="" data-propsId="0c1fd9040bf34eb49a1299a40eed562f" class="react-component" data-name="Features"><div id="react_0HNM29ICVUTUQ"><div><section class="module product-features theme-white module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container product-features__container"><div class="columns@md product-features__main"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><h2 class="label">how it works</h2><p class="title h2">Our complaints commitment</p><p class="lead">Once you&#39;ve told us about your complaint, here&#39;s what we&#39;ll do next:</p></div></div><div class="imagerenderd editableimage"><span class="image product-features__image hide@sm"><img src="/essaroil/-/life/media/flourishes/with-life/life-landscape-360x140.svg?iar=0&amp;hash=C4E25B2177D37388994987B469D76C52" alt="Illustration of a desk with a laptop and plant" /></span></div></div><div><div class="product-features__body bulleted"><ul>
    <li>Pass it to the right person.</li>
    <li>Get back to you as soon as possible so you know what to expect next.</li>
    <li>Give you the name and contact details of the person dealing with your complaint.</li>
    <li>Deal with your complaint fairly.</li>
    <li>Listen to your feedback and see what lessons we can learn from it.</li>
    <li>Give you a written update on progress in the unlikely event that your complaint is going to take more than eight weeks to resolve.</li>
    <li><a href="/life-contact-us/complaints/complaints-data" target="_blank" title="See our complaints data">See our complaints data</a>.</li>
</ul></div></div></div></div></div></section></div></div></div>
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<div id="" data-propsId="451e7ba8a0f0435c897b4d0aa75aae99" class="react-component" data-name="ImportantInformation"><div id="react_0HNM29ICVUTUR"><div><section class="module important-information theme-warm-grey module--product module-noCurveTop module-noCurveBottom      theme--text-green "><div class="wrapper"><div class="container important-information__container"><h2 class="label">Taking things further</h2><div class="columns@md"><div><div class="head  theme-text-undefined moduleheader"><div class="head__main"><p class="title h2">Your rights&#160;</p><p class="lead">If you&#39;re not happy with how we&#39;ve handled your complaint, here&#39;s what you can do next:</p></div></div></div><div class="important-information__flourish"><span class="image "><img src="/essaroil/-/life/media/flourishes/with-life-insurance-theme/speak-to-advisor-360x140.svg?h=140&amp;iar=0&amp;w=360&amp;hash=E5F4B960C58CA9163834B8A0BFDE9158" alt="Speech bubbles coming out of mobile phone next to a piggy bank, mug and pen" width="360" height="140" /></span></div></div><div class="columns@md important-information__main"><div><div class="editablediv"><p>If we can't resolve your complaint, the <a rel="noopener noreferrer" href="http://www.financial-ombudsman.org.uk" title="Financial Ombudsman Service" target="_blank">Financial Ombudsman Service</a> may be able to help you. Their service is free for you, but you'll need to contact them within six months of receiving our final response letter.</p>
<p>If we are unable to resolve your complaint and your complaint is in reference to a pension product then you may wish to take your complaint to The <a rel="noopener noreferrer" href="https://www.pensions-ombudsman.org.uk" title="Pension Ombudsman Service" target="_blank">Pension Ombudsman Service</a>, but you'll need to contact them within six months of receiving our final response letter.</p>
<p>You can also register a complaint with the <a rel="noopener noreferrer" href="http://ec.europa.eu/consumers/odr/" title="European Union’s Online Dispute Resolution platform" target="_blank">European Union&rsquo;s Online Dispute Resolution platform</a> (or ODR). The ODR will simply pass your complaint to the Financial Ombudsman Service.</p></div></div><div><div class="editablediv"><h3><span style="color: #178830;">Websites:</span></h3>
<h4><span style="color: #178830;">Financial Ombudsman Service</span></h4>
<p>The <a rel="noopener noreferrer" href="https://www.financial-ombudsman.org.uk/" target="_blank" title="Financial Ombudsman Service page">Financial Ombudsman Service</a> website&nbsp;includes more information about the service, including details of the various ways they can be contacted.</p>
<h4> <span style="color: #178830;">The Pension Ombudsman Service</span></h4>
<p><a href="http://www.financial-ombudsman.org.uk" target="_blank" title="Opens in new window"></a>The&nbsp;<a rel="noopener noreferrer" href="https://www.pensions-ombudsman.org.uk/" target="_blank" title="Pension Ombudsman Service">Pension Ombudsman Service</a> website&nbsp;includes more details about their service.</p>
<h4><span style="color: #178830;">European Union&rsquo;s Online Dispute Resolution platform</span></h4>
<p>You can find more information about the <a rel="noopener noreferrer" href="http://ec.europa.eu/consumers/odr/" target="_blank" title="European Union's Online Dispute Resolution platform">European Union's Online Dispute Resolution platform</a> on their website.&nbsp;</p>
<hr />
<p>We're not responsible for the content of external websites.</p></div></div></div></div></div></section></div></div></div>
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