Classic Car Insurance

Why choose LV= classic car insurance?

15% discount for existing LV= car and home insurance customers
Agreed value cover so in the event of a total loss, we’ll pay out the value we agree upfront
£100k motor legal expenses to help with legal costs should you ever need it

We love to reward loyal customers, so this is why we offer an exclusive discount for our car and home insurance customers who also insure their classic car with us.

Why not see how much you could save on your classic car insurance with LV=?

Buy classic car insurance from just £105. 10% of new customers paid £105 or less (Sept 17 - Feb 18)

We also offer off road (laid up) cover. If you'd like this just ask our people when you get a quote.

Call our UK call centre on

0800 316 4862

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

Existing customer contact details

You get all this with our classic car insurance

Agreed value upfront

We'll pay what we've agreed your car's worth if it's written off.

Comprehensive cover

For extra peace of mind, we give you comprehensive cover for your classic car.

Personal accident cover

£10,000 cover if the worst happens and you, your partner or named driver are injured.

Personal belongings cover

£300 cover for loss or damage to belongings in your car, like clothes, your bag or mobile phone.

Uninsured driver promise

If the other driver's not insured and you have to claim, there's no excess to pay as long as you have their details.

Friendly UK only call centres

If you need to talk to us about your policy, or call to make a claim.

New locks and keys

If yours are lost or stolen.

Insure up to 6 classic cars

To save time, you can now add up to 6 classic cars on one policy.

180 days Foreign use

Benefit from the same level of cover you have in the UK.

To take out an LV= classic car policy:

your classic car must be over 20 years old
your classic car must be valued up to £40,000
there shouldn't be any renovations being carried out during the life of your policy
the annual mileage mustn't exceed 5,000 miles
all drivers named on the policy need to be over 30
your classic car can't be your main car

You can use your classic car for social, domestic and pleasure purposes, as well as commuting.

An image of a classic car. Click on this image to view a video guide to classic car insurance

Check out our video guide to classic car insurance

Optional classic car insurance extras

Breakdown cover

From £26

First aid kit icon representing personal accident cover

£100,000 personal accident cover

£19.90

More on our optional extras

Have you got Breakdown Cover?: Add breakdown cover to your car insurance from just £26 per year.

LV= Britannia Rescue gives you access to over 3,000 breakdown professionals across the UK, to keep you moving. There are five levels of cover to choose from, from basic roadside assistance to UK and European recovery.

More on breakdown cover
Do you want to increase your personal accident cover?: Classic car insurance covers you for £10,000 of personal accident cover as standard if you, your partner or a named driver on the policy suffer a serious injury or death while travelling in, or getting into or out of your classic car.

For £19.90, you can increase your personal accident cover on your LV= policy up to £100,000 for further peace of mind.

More on £100,000 personal accident cover