White classic car covered with green hearts
Coastal road background

Classic car insurance

Classic car insurance that'll protect your pride and joy
To get a quote call

Want to get a classic car insurance quote? 

Just call0800 316 4862

Monday to Friday 8am - 8pm

Saturday and bank holidays 9am - 5pm 

Sunday 10am - 4pm

Calls will be recorded. For Text Phone first dial 18001

Existing customers

Do you need to make a claim, change or renew your policy?

why choose LV=?

Because we've been insuring our customers' classic cars for decades

There are a few other reasons, too...
  • 15% discount for existing LV= Car and Home Insurance customers
  • Agreed value cover - so in the event of a write off, we'll pay out the value we agreed up front
  • £100k motor legal expenses to help with legal costs if you ever need it 

what's covered?

Because your classic car is a dream come true... our policy covers all the important stuff

  • Comprehensive cover
    For extra peace of mind, we give you comprehensive cover for your classic car
  • Personal accident cover
    £10,000 cover if the worst happens and you, your partner or named driver are seriously injured
  • Personal belongings cover
    £300 cover for loss or damage to belongings in your car, like clothes, your bag or mobile phone
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, there's no excess to pay – as long as you have the details of the other vehicle and driver
  • Friendly UK only call centres
    If you need to talk to us about your policy, or call to make a claim
  • New locks and keys
    If your keys are lost or stolen - after all, accidents happen!
  • Insure up to 6 classic cars
    To save time, you can now add up to 6 classic cars on one policy
  • 180 days European cover (we're not jealous at all)
    Benefit from the same level of cover you have in the UK. You'll need a Green Card when driving abroad. To apply, fill in this application.


What's not covered...

  • Any drivers who aren't named on the policy
  • You driving a car other than the car you're insuring 
  • If the car's stolen when the keys were left in the ignition, the engine was running or it was left unlocked
  • Mechanical or electrical breakdown

 

Read our most common examples of what's not covered in our claims considerations guide

Before we go any further, let's make sure classic car cover is right for you

We could cover you if... 
  • Your classic car is over 20 years old
  • It has a maximum value of £40,000
  • You drive it less than 5,000 miles a year
  • All drivers named on the policy are over 30
  • And you don’t use it as your main car

Optional extras

Choose from our optional extras and tailor your policy to suit you

Breakdown

Add breakdown cover to your classic car insurance from just £26 per year.

LV= Britannia Rescue gives you access to over 4,000 breakdown professionals across the UK, to keep you moving. There are five levels of cover to choose from Roadside Assist to UK and European Assist.

Personal accident

Classic car insurance covers you for £10,000 of personal accident cover as standard If you, your partner or a named driver on the policy suffer a serious injury while travelling in, or getting into or out of your classic car. For £19.90, you can increase your personal accident cover on your LV= policy up to £100,000 for further peace of mind.
More about breakdown and personal accident cover

Policy documents

Want a little more info? Take a read of the policy documents

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Call us for a quote on

0800 316 4862Lines open: Monday to Friday 8am - 8pm, Saturday and bank holidays 9am - 5pm, Sunday 10am - 4pm. Calls will be recorded. For Text Phone first dial 18001