Travel insurance

Useful information for a stress-free holiday 

Things you should know before you travel 

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Information about healthcare cover abroad, GHIC, EHIC and Travel Aware

The GHIC replaces the European Health Insurance Card (EHIC)

The Global Health Insurance Card (GHIC) entitles you to state healthcare in Europe at a reduced or no cost on the same basis as a local resident.

However, not all medical costs are covered by these health agreements, so your travel insurance will cover you for all other medical expenses outside of that, including bringing you home if you're not well enough to complete your trip.

  • An existing EHIC is still valid until the expiry date shown on the card
  • For most people, the GHIC replaces the EHIC for new applications
  • If you don’t have one, you can apply for free before you travel

Find out more about GHIC and EHIC

Travel Aware

Advice from the Foreign, Commonwealth and development Office (FCDO) is available to help you prepare for travelling abroad. Spending some time reviewing and planning your trip by looking at the information on the Travel Aware page can help you stay safe and healthy while you're away.


These links to other sites will also give you useful information that can help you with your travel plans: 

Hiring a car abroad
If your driving licence was issued in England, Scotland or Wales, DVLA regulation requires drivers to get a 'check code' before hiring a car abroad. 

Tips for travelling with a medical condition
Helpful hints around travel and holiday bookings for those with pre-existing medical conditions.

Foreign, Commonwealth and Development Office (FCDO)
Always check the latest information for each country you are visiting as entry requirements can change and they’re kept up to date on the FCDO website. You can also find the latest travel updates including any restrictions or other measures in place as well as health and safety information.

Responsible for issuing UK passports and for administering the civil registration process in England and Wales.

The National Travel Health Network and Centre (NaTHNaC)
Health information for health professionals and travellers. Find information about health risks in your destination country, general health and safety advice and reports of disease outbreaks.

Travel health information for people travelling abroad from the UK.

Our 24 hour emergency medical assistance line is available 365 days of the year and is provided by CEGA Group Services Limited. Call this line if you think you need to cut your trip short, before going to a hospital or you need medical treatment that may cost more than £500. Outside UK +441243 621 537, within UK 01243 621 537 (For Text Phone please dial 18001 first). Calls will be recorded.

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Need to make a change to an existing LV= travel insurance policy? Just give us a call 

0330 678 62228am - 8pm Monday to Friday 9am - 5pm Saturday and bank holidays 10am - 4pm Sunday. For Text Phone first dial 18001, calls will be recorded.