Understand your options at the end of the 2025/26 tax year

Please note in order for us to process within this tax year we require all outstanding documents and funds in our account by 12pm Wednesday 1 April.

Cheque payments are not the preferred option of payment, however if you cannot pay via bank transfer we must receive the cheque by Wednesday 25 March. 

You can top up your pension at any time until you are 75.

You could receive tax relief on a single contribution to your plan as long as it does not exceed the greater of £3,600 a year or 100% of your relevant UK earnings. Please note, that a separate tax charge will be incurred if you make contributions above the annual allowance (unless you have accessed a money purchase pension, the annual allowance is now normally £60,000.00 a year). 

If you'd like an interactive document via DocuSign, please email us at [email protected] or call us on:

If for any reason you need to speak with a member of the team please call us on 0800 032 2990.

For TextDirect first dial 18001.

Lines open: 9am - 5pm Monday to Friday.

Calls are recorded and may be monitored for training purposes.

Single contribution application

Please note in order for us to process within this tax year we require all outstanding documents and funds in our account by 12pm Wednesday 1 April.

Cheque payments are not the preferred option of payment, however if you cannot pay via bank transfer we must receive the cheque by Wednesday 25 March. 

You can make regular contributions into your plan until you are 75.

You could receive tax relief on a single contribution to your plan as long as it does not exceed the greater of £3,600 a year or 100% of your relevant UK earnings. Please note, that a separate tax charge will be incurred if you make contributions above the annual allowance (unless you have accessed a money purchase pension, the annual allowance Is now normally £60,000.00 a year). 

If you’d like an interactive document via DocuSign, please email us at [email protected] or call us on:

If for any reason you need to speak with a member of the team, please call us on 0800 032 2990.

For TextDirect first dial 18001.

Lines open: 9am - 5pm Monday to Friday.

Calls are recorded and may be monitored for training purposes.

Regular contributions application

If you’d like this payment before the end of the tax year, we’ll need all outstanding information by the following dates depending on your encashment instruction:

• External sales - 12.30pm Friday 13 March

• Insured sales - 12.30pm Friday 20 March

The quickest and easiest way to request a drawdown is on our portal.

Log in or register for My LV=

Lifetime allowance was abolished on the 5th of April 2024 and replaced with Lifetime allowance (standardised at £268,275.00 tax free cash allowance). If you believe you have not received £268,275.00 and have used 100% of your LTA you may be entitled to a Transitional tax free cash certificate (TTFAC). Read our TTFAC to see if this applies to you.

If you’d like an interactive document via DocuSign, please email us at [email protected].

If for any reason you need to speak with a member of the team, please call us on 0800 032 2990.

For TextDirect first dial 18001.

Lines open: 9am - 5pm Monday to Friday.

Calls are recorded and may be monitored for training purposes.

Tax-free cash paper application form - please email a copy of the signed form to [email protected].

If you’d like this payment before the end of the tax year we’ll need all outstanding information by the following dates depending on your encashment instruction:

• External sales - 12.30pm Friday 13 March

• Insured sales - 12.30pm Friday 20 March

Depending on your tax code, you may be entitled to take some of your taxable income tax free. Take a look at our FAQ on tax codes below for more information. 

If you’d like to withdraw some taxable income, the quickest and easiest way is to use our portal.

Log in or register for My LV=

If you’d like an interactive document via DocuSign, please email us at [email protected] or call us on:

0800 032 2990

For TextDirect first dial 18001.

Lines open: 9am - 5pm Monday to Friday.

Calls are recorded and may be monitored for training purposes.

If you're interested in the LV= Platform Services, please contact your financial services.

Key Deadlines - Tax Year 2025/26

• Drip Feed Drawdown updates: keyed by Friday 13 March.

• Regular income changes: keyed by Tuesday 17 March.

• Bed & ISA submissions: keyed by Sunday 22 March.

• UFPLS / one‑off income: keyed by 11am Tuesday 24 March.

• SIPP – PCLS instructions: keyed by 11am Thursday 2 April.

• ISA/GIA – external payments: keyed by 11am Thursday 2 April.

• Contributions (Pension/ISA/GIA): instructions keyed and funds received by midnight Thursday 2 April.