Investment Pathways is an initiative from the Financial Conduct Authority that aims to support customers who have taken a drawdown product without financial advice.
Our Investment Pathways funds support customers with their investment choices as they approach retirement. The funds also aim to help customers who may want to start taking tax-free cash and income from their LV= pension.
We use a Governance Advisory Arrangement provided by an independent company ZEDRA to provide oversight on our monitoring of the Pathway funds.
They act solely in the interests of scheme members and operate independently of LV=
They assess and, where necessary, challenge us on the value for money of Investment Pathways
Assess the quality of benefits and services and minimum governance standards
Raise any concerns they have to LV= in the first instance, and ultimately, to the FCA should they feel concerns have not been adequately addressed